Fix and Flip Loans
Fund your next investment with one of our fix and flip loans.
We have funded over 5,000 rehab loans/fix and flip loans in the last 7 years!
Fix and Flip Purchase Money Loans
If you are a real estate investor looking for Fix and Flip Loans look no further. We have funded over 5,000 rehab loans/fix and flip loans in the last 7 years and want to fund your next deal. With our commonsense underwriting and quick closings, you will never look for another lender again after closing your 1st deal with us!!
Submitting your application package is quick and easy.
Hassle Free Hard Money Fix and Flip Loans
HardMoneyMan.com LLC’s fix and flip program offers up to 90% of the purchase price and 100% of the renovation costs, not to exceed 75% of the after-repair value. We’re successful because we want our investor partners to be successful. Our goal is to help you make money on your next rehab project.
We have all loan programs for investors ranging from fix & flip loans, ground up spec home funding, 1-2-year refinance take out loans and 30 year landlord loans (5/1 arm, 7/1 arm, 10/1 arm, 30 year fixed). We have been lending to investors since 1998 and provide a quick closing solution to investors across the country.
Fix and Flip Loan Requirements
Available in 45 States and Washington DC
- Rates starting from 7.99%
- Funding up to 90% of Purchase Price
- Funding 100% of the Rehab Costs
- Maximum loan is 75% of the ARV (completed value)
- 620+ Mid Credit Score Required
- Loan Amounts $50K – $7.5M on 1-4 unit residential, Condos and Townhomes
- No Prepayment penalty
- Direct Lender
- Fast Closings
- Brokers always protected
- Rural Properties OK at 60-65% of Purchase Price and 100% Repair Cost
- Lots over 2 acres OK as well (nothing over 10 acres)
For the investor who wants to purchase and renovate an investment property in order to sell it or refinance into a longer-term loan
What are Fix and Flip Loans?
Fix and Flip Loans are loans made to real estate investors that are in the business of buying, rehabbing and then reselling properties at a profit. Many times, these loans are made on properties that have fallen into disrepair from the previous homeowner, or that have had fire or flood damage, or are just in desperate need of updating. Typically, these are short term (12 month) loans for investors that fund not only a percentage of the purchase price, but also up to 100% of the funds needed to rehab the property and bring it to market. The purchase price plus the rehab cost should not exceed 75% of the completed value to ensure there is enough room in the deal for you to make a profit.
Why Choose A Hard Money Loan For Your Project?
Plain and simple, a hard money fix and flip loan is a loan made by a hard money lender for the investor to buy, fix and sell a house. Banks just do not understand that you can buy a property, put some money into it, and it could be worth a considerable amount more once you do this. Yes, I know banks have their 203k program, but closings on those are mostly limited to homeowners (this is not an investor product) and typically these are not quick easy closings like hard money loans are.