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New Construction Loans

Let HardMoneyMan.com Fund Your Next Build!

Need Funding for Your Next New Construction Project? Look no further!

If you are a spec home builder or just starting your career as a builder, we have some of the most aggressive new construction loans for investors. With our commonsense underwriting and quick closings, you will never look for another lender again after closing your 1st deal with us!!

Submitting your application package is quick and easy.

New Construction Loans – #1 Home Construction Loan Lender

These are loans for builders with lots that you’re ready to go vertical on (shovel ready), our houses that need to be torn down and rebuilt, spec homes, model homes for subdivisions.

Overall Loan Criteria for New Construction

  • Minimum $150K Completed Value after the build
  • 680+ Mid Credit Score
  • Minimum 1 or more new builds and sales in the last 36 months
  • Rates Starting at 7.99%
  • 12-24 Month Term
  • Loan Amounts from $100k – $3M
  • This is for 1-4 unit residential and townhouses only

Lot Purchase + Construction

  • 680+ Mid Credit
  • 60-75% Lot cost
  • 100% Construction cost
  • 80-90% Total Loan to Cost
  • 65-75% Completed Value
  • Minimum 1 new build and sale in the last 36 months required

** The above percentages are based on credit and experience

Funds Only (Lot Already Owned)

  • 680+ Mid Credit
  • 80-85% Loan to Cost
  • 65-75% Completed Value
  • Minimum 1 new build and sale in the last 36 months required

** The above percentages are based on credit and experience

Same Day Decisions. 7 Day Closings. 

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