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New Home Construction Loans

Private Construction Loans For Investors

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Ideal for builders that own their land/lots free and clear

Get Hard Money Home Construction Loans

New Home Construction Loans in 39 states and Washington DC. Are you building a spec home? Looking for a home construction loan but can’t get a bank loan for one? Do you own a lot but don’t have the funds to go vertical? We are looking to work with builders that own their land/lots free and clear. If you have a lot or subdivision and need money to go vertical, we want to see your loan request.

Submitting your application package is quick and easy.

Spec Home Funding – #1 Home Construction Loan Lender

With construction spending in the US rising to its highest level in nearly 5 years there is a higher demand for new homes, which in turn leads to builders looking for quicker, more reliable funding than traditional bank lending. Because of that, our aim is fill the gap left by banks in this area! Closings in as little as 7 days. Don’t trust your construction loans to your banker, let a lender that actually lends money fund your next construction project.

Home Construction Loan Program

  • 7 day closings
  • Same day decisions
  • If you own the land that will be considered your skin in the deal
  • We lend up to 90% of lot purchase and 90% of the construction costs.
  • Rates from 9.99-12%
  • 1st time builders OK
  • Loan amounts from 45k – 3m (125k in NY State)
  • Larger loans considered case by case

Same Day Decisions. 7 Day Closings. 

Get Your Pre-Approval

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