Hard Money Lenders Kentucky
As one of the go-to hard money lenders in Kentucky, HardMoneyMan.com offers hard money loans in KY with fair terms and a fast process. Click the button to get started by sending a few quick pieces of info.
Where To Find Kentucky Hard Money Lenders
The Leader in Hard Money Loans in Kentucky
Submitting your application package is quick and easy.
Private Hard Money Lenders Kentucky
HardMoneyMan.com, LLC began lending on investment properties to real estate investors in Kentucky in 1998. We have made over 3,000 loans in KY since our inception and we pride ourselves on being second to none on knowing our real estate market, in customer service, transparency and terms when it comes to hard money loans. We make loans in all of Kentucky. Our niche is 1–4-unit residential properties that are in need of renovation. We also lend to local builders that are putting up new housing.
Being rehabbers ourselves, this is a huge benefit to our borrowers as we know what challenges many borrowers run into when dealing with lenders and we try to make sure those are avoided at all costs. There are unique opportunities and challenges in Kentucky and its investors are taking advantage and dealing with them of them every day.
We offer Kentucky hard money loans for the following programs:
We Lend in:
Louisville, Lexington, Bowling Green, Owensboro, Covington, Richmond, Hopkinsville, Florence, Georgetown, Elizabethtown and most cities in Kentucky
Kentucky Fix and Flip Loans
Kentucky Ground up construction loans
30 Year DSCR Rental Loans in Kentucky
Kentucky 5+ unit apartment building lender
Why us as your go to Hard Money Lenders Kentucky? Experience Matters
Since 1998, we have been the #1 source for real estate investors as Hard Money Lenders Kentucky. HardMoneyMan.com LLC has been the most reliable source of financing for real estate investors. We have a track record that speaks for itself:
- The amount we’ve funded in real estate transactions has reached billions.
- More than 26,000 loans funded for investors: More than 26,000 loans have helped investors achieve their goals.
- We are more than just lenders; we are active real estate investors and landlords.
Our expertise in lending is tailored to your needs
With 25+ years of experience, we know what investors need in a lending partner. No matter how experienced or how new to investing you are, we have something for you:
- Whether you’re looking for a fix-and-flip loan or rental property financing, we have programs tailored to meet your needs.
- Nationwide Reach: We’ve worked with thousands of real estate investors across 45 states and Washington D.C.
- Hard Money Borrowers Ourselves: Having borrowed hard money in the past, we’ve tailored our programs to address investor pain points.
Authority and Trust
- American Association of Private Lenders Member: Our commitment to industry standards and ethics is unwavering.
- Straightforward Approach: While we’re an East Coast lender, we don’t beat around the bush. Expect candid advice—we shoot from the hip. Transparency is our hallmark.
At HardMoneyMan.com LLC, we’re not just lenders; we’re your partners in real estate success. Trust us to deliver the good, the bad, and the ugly—because that’s how we conduct business.
What is your loan process for Kentucky Hard Money?
- Send us your loan scenario with all details so we can price it out for you and let you know the maximum loan to value, interest rate and term.
- We will send you a complete breakdown of our hard money loan or DSCR loan offer.
- If you accept our offer, we will send you our loan package to complete along with a list of documents that need to be submitted.
- Once we receive the application package, the file will be entered into our portal, and we will send you a DocuSign for credit/background check authorization as well as a link to pay for the appraisal.
- Appraisals take 3 days for a rush and 5 days (business days) for a regular appraisal.
- Once the appraisal is in, assuming the borrower has submitted all requested documents, the file will go into underwriting. Underwriting turn time is a few hours to 24 hours.
- Once the file is approved to close, it will go to our attorney, who will reach out to the title company with closing instructions.
- Fix and flip loans close in 7-8 days, ground up construction loans close in 8-10 days and 30-year DSCR rental loans close in 14 days or less.
Kentucky Hard Money Lenders – Why Choose Us?
We're in the Business
We’ve rehabbed, sold and rented investment properties ourselves. We know what to look for so you can be confident that your project will result in profit.
We're a Direct Lender
We loan the money. We don’t find the money form someone else. This means you can rest easy knowing that if we approve your loan, it’s going to get funded. No surprises.
We're Fast and Efficient
We can give you preliminary approval in as little as 24 hours and have your loan closed and paid out in less than 7-10 days. We’re one of the most efficient hard money lenders in Kentucky.
We're Investor Focused
We consider you our partner and we want you to make money. We make it a point to look at our loans from all angles to make sure you’re going to get a fair return.