5+ Unit Residential Multifamily Loans

Purchase, Rehab, Refinance and Cash Out

5+ Unit Residential Multifamily Loan Program

If you are a real estate investor looking for small to large residential multifamily loans, look no further. This program covers 5-20 Unit properties and Mixed-use (commercial on the bottom, apartments on top) We have programs for cash out, rehab, refinance and purchase! With our commonsense underwriting and quick closings, you will never look for another lender again after closing your 1st deal with us!!

We have 3 loan programs that can fit your needs

  • Stabilized bridge loan – this is for those buying a 5-20 unit or mixed use that they will be raising the rent or is currently cash flowing and just need a bridge loan to get them to permanent financing.
  • Fix and flip – purchase and rehab an existing property
  • Long Term – 30 year rental loan for stabilized properties

Submitting your application package is quick and easy.

5+ Unit Apartment and Mixed Use

Available in 45 States and Washington DC

  • Credit requirements – Short Term (stabilized or rehab) 620 Mid Score, Long Term (30 year) 680 Mid Score
  • Loan Amounts
    • Short Term $250k – $10M (not to exceed $1m per unit)
    • Long Term $250k – $3M
  • 18 Month term on bridge loans, 30 Year term on Long Term
  • Direct Lender
  • Fast Closings
  • Brokers always protected
  • Loan to Values
    • Stabilized Bridge


      • Purchase: Up to 80% of the As is Value
      • 
Refinance: Up to 75% of the As is Value

      • Cash-Out: Up to 65% of the As-Is Value
    • Fix & Flip
      • Purchase: Up to 85% of the Purchase Price + 100% of Renovation Costs

      • Refinance: Up to 75% of the As-Is Value + 100% of Renovation Costs

      • Cash-Out: Up to 65% of the As-Is Value + 100% of Renovation Costs
    • Long-Term
      • Purchase: Up to 75% of the As-Is Value

      • Refinance: Up to 75% of the As-Is Value

      • Cash-Out: Up to 70% of the As-Is Value

Hassle Free 5+ Unit Residential Multifamily Loans

If you are a real estate investor looking for a Residential Multifamily Loan for your next project, Hard Money Man can help. We have funded over 5,000 loans in the last 7 years and want to fund your next deal. We’re successful because we want our investor partners to be successful. Our goal is to help you make money on your next project.

We offer multifamily loan types for any kind of investor. Whether you’re looking to cash out, refinance, purchase a new building or rehab a beat up one, we’ve got the program to help you succeed. It’s available in 39 states plus DC.

Ken has been a hard money lender for over 25 years. He has funded over 25k deals for investors in that time. Ken specializes in fix and flips, ground up spec construction and 30 year DSCR loans. He is also a real estate investor in NJ and NY.

Same Day Decisions. 7 Day Closings. 

Get Your Pre-Approval

Step 1 of 3

Please answer a few questions to see if your loan scenario is eligible for one of our hard money loan programs, or our landlord 30 year program.
Do you live at the property?(Required)