The #1 Rated Hard Money Lenders Michigan since 1998 – HardMoneyMan.com LLC

As one of the go-to hard money lenders in Michigan, HardMoneyMan.com offers hard money loans in MI with fair terms and a fast process. Click the button to get started by sending a few quick pieces of info.

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Investment Property Hard Money Loans in Michigan

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The Leader in Hard Money Loans in Michigan

Submitting your application package is quick and easy.

American Association of private lenders member

Watch this Short Video Below to Find out if the #1 Hard Money Lenders Michigan will work for your next deal! 

Michigan is a great place to invest in real estate. With its diverse landscape, vibrant cities, and beautiful natural scenery, Michigan has something for everyone. The Michigan real estate market has been steadily growing over the past few years and is expected to continue its growth in 2023.

 The state of Michigan offers a wide variety of housing options from single-family homes to condos and townhouses. Prices vary depending on the location and type of property but are generally affordable compared to other states. In addition, there are many incentives available for those looking to purchase or invest in real estate in Michigan such as tax credits, grants, and loan programs.

 The rental market in Michigan is also strong with rental income growing in major cities across the state. According to Zillow, Detroit’s median rent price increased by 4% from 2019 to 2020 while Ann Arbor saw an increase of 6%. Grand Rapids had a 3% increase while Lansing saw a 5% jump in rental prices during the same period.

 In terms of investing trends for 2023, experts predict that there will be more demand for multi-family properties due to the rise in remote working opportunities. Additionally, investors should look out for new developments or renovations that can add value to existing properties as well as look into areas with potential for growth such as downtown Detroit or Grand Rapids. 

Overall, the Michigan real estate market looks promising for 2023 with plenty of opportunities for both buyers and investors alike. With its diverse housing options and attractive incentives, it’s no wonder why so many people are looking at investing in Michigan real estate this year.

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How do we find the best Hard Money Lenders Michigan?

HardMoneyMan.com, LLC began lending on investment properties to real estate investors in Michigan in 1998. We have made over 3,000 loans in MI since our inception and we pride ourselves on being second to none on knowing our real estate market, in customer service, transparency and terms when it comes to hard money loans. We make loans in all of Michigan. Our niche are 1-4 unit residential properties that are in need of renovation. We also lend to local builders that are putting up new housing.

Being rehabbers ourselves, this is a huge benefit to our borrowers as we know what challenges many borrowers run into when dealing with lenders and we try to make sure those are avoided at all costs. There are unique opportunities and challenges in Michigan and its investors are taking advantage and dealing with them of them every day.

We Lend in:

Grand Rapids, Warren, Sterling Heights, Ann Arbor, Lansing, Dearborn, Livonia, Troy and other cities in Michigan

Michigan Fix and Flip Loans

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Michigan Construction Loans

Michigan Rental Loans

Michigan Multi Family Loans

Michigan Hard Money Lenders – Why Choose Us?

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We're in the Business

We’ve rehabbed, sold and rented investment properties ourselves. We know what to look for so you can be confident that your project will result in profit. 

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We're a Direct Lender

We loan the money. We don’t find the money form someone else. This means you can rest easy knowing that if we approve your loan, it’s going to get funded. No surprises.

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We're Fast and Efficient

We can give you preliminary approval in as little as 24 hours and have your loan closed and paid out in less than 7-10 days.We’re one of the most efficient hard money lenders in Michigan.

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We're Investor Focused

We consider you our partner and we want you to make money. We make it a point to look at our loans from all angles to make sure you’re going to get a fair return. 

Shaun Dozier
Shaun Dozier
2022-10-27
My company has closed over 5 deals with Ken Vesely . He's very knowledgeable and will get it done . Good communication and responsive!
Demetri Williams
Demetri Williams
2021-04-09
This is the best lender I've used for all my deals. Very fast and efficient. Never any glitch always a smooth sail to closing. Don't waste your time using someone else.
Dario Olivere
Dario Olivere
2021-01-05
I have closed multiple deals with Ken. He’s to the point, very straight forward and won’t lead you on. He’s helped guide me along the way. I will always recommend him to my friends and I will always use him for my deals.
Tom Tinsey
Tom Tinsey
2021-01-05
This was my first time using any type of hard money financing so I had tons of questions along the way. Ken answered every one and even helped me out a lot with great recommendations as far as building my real eatate portfolio. Look forward to working with him on future deals and would recommend. No nonsense. No bs. All buisness!!
Brandi Pernell
Brandi Pernell
2021-01-05
The experience my husband’s and my company (Kingdom Realty, LLC) had with HardMoneyMan.com, LLC/Ken Vesely was five-star, from our very first interaction to closing. Ken is efficient, responsive, transparent and extremely knowledgeable. He kept his word on all things discussed, with no surprises along the way, which is extremely important with matters such as these. This was Kingdom Realty LLC's first experience with a hard money loan. Ken took the time to answer all of our questions and taught us a lot throughout our loan approval process. We closed our deal in less than 30 days; and would have closed sooner had it not been for the holidays. We are very much looking forward to working with HardMoneyMan.com LLC for our next deal, and strongly recommend this company to others looking to invest in real estate, close a deal quickly, and learn some tips along the way.
Christian Rodriguez
Christian Rodriguez
2020-10-22
I have worked with Ken multiple times and every transaction was a breeze if I have to recommend a straight forward Hard Money Lender, Ken is the man to go with
Christina McCann
Christina McCann
2020-03-03
Great company great experience
Joe Matthews
Joe Matthews
2020-01-09
Dealing with Ken and his team is flawless. The process is very streamline from start to finish with excite communication throughout the process

Get Approved For A Hard Money Loan in MI

Simple and Fast Application Process

FAQ’s for Hard Money Lenders Michigan

Its not hard to get a loan from Michigan Hard Money Lenders if that company is HardMoneyMan.com LLC. We work with all types of investors, from the first time rehabber to the extremely experienced.
Yes, a credit pull is required by many lenders. The reason we look at credit is to make sure the person we are lending to has a good history of repaying previous monies they have borrowed, which tells us the likelihood of us getting repaid on our loan.
Good terms for a Michigan hard money lender all depend on if that lender specializes in what your looking to get funded. Typical loan terms are as follows Rehab loans - up to 85% purchase , 100% repairs Ground up construction loans - up to 75% of lot and 100% construction Cash out refinances or purchases on rent ready properties - up to 80% on the purchase, up to 75% on a cash out refinance.
Yes you can pay off a hard money loan in Michigan early. Just make sure you know if the loan you are paying off has a prepayment penalty. Most lenders do not have a prepayment penalty on one year loans (bridge loans), however most 30 year loans do have some form of a prepayment penalty (3 or 5 years).
We do pull credit and require a 620 mid score for rehab loans , 620 mid score for ground up construction loans and 660 mid score for rent ready investment property loans.