Hard Money Lenders California
As one of the go-to hard money lenders in California, HardMoneyMan.com offers hard money loans in CA with fair terms and a fast process. Click the button to get started by sending a few quick pieces of info.
Where To Find California Hard Money Lenders
The Leader in Hard Money Loans in California
Submitting your application package is quick and easy.
Hard Money Lenders in California for Real Estate Investors
As the leading Hard Money Lenders in California, Hardmoneyman.com LLC lends to real estate investors throughout the state. Specializing in fix and flip loans as well as rental loans, we have closed over 3,000 hard money loans in California since 1998, making us one of the oldest hard money lenders in the country. Regardless of what part of California, we are the go-to residential hard money lenders in CA thanks to our ability to close quickly.
We pride ourselves on being second to none in understanding all real estate markets that we lend in and understanding the borrower’s objectives before putting together a loan proposal for them. Whether this is your first investment property, or you’re an experienced investor, we deal with all ends of the investing spectrum.
Our niche is 1-4 unit residential properties that you are either going to fix and flip or hold as a 30 year rental, or ones that you are building (ground up construction). We will look at 5+ unit apartment buildings that are in need of rehab or are stabilized.
When real estate investors in California are in need of fix and flip loans, rental property as well as rental portfolio loans, 5+ unit multifamily bridge and 30-year loans, and ground-up construction loans, it turns out the #1 choice for real estate investor funding in California is HardMoneyman.com LLC.
This is where we separate ourselves from other lenders, we underpromise and overdeliver time after time! You speak with a decision-maker on all phone calls and by email (you can even text us too!) not some account executive that is just reading off their product matrix and hoping to fit your loan in their box.
From San Francisco to Los Angeles to San Diego out to the Inland Empire, Hardmoneyman.com LLC has helped real estate investors from new to experienced achieve their investment goals. Regardless of your location in California, Hardmoneyman.com LLC is there to help you achieve your funding needs.
Our quick and efficient process from intake to underwriting to closing, and then draws done in-house with our construction team, make us the market-leading hard money lenders in California.
Contact us today and discover why we are the premier lender for California real estate investors.
Don’t make the BIG mistake of trusting just any hard money lender in California for your deals. Hardmoneyman.com LLC is #1 in the industry for hard money loans in California for a reason.
We close! It’s that simple.
California has some of the hottest real estate investing markets like Bakersfield, The Bay Area, Fresno, Redding, The Inland Empire, Riverside, and Sacramento. HardMoneyman.com LLC has closed loans for rehabs, ground-up construction as well as rentals in all of them!
Not sure which markets are the best to invest in real estate in California for 2022? Check out this Forbes article about the best housing markets in California this year.
We offer California hard money loans for the following programs:
- Fix and Flip Loans
- 30 Year Private Money Loans
- Purchase Money and Cash Out Loans
- Spec Home Construction Loans
- Multi-Family Loans
If you’re a local real estate investor in California, and you’re looking for a place to get info, education, find a mentor or even meet possible partners in your next deal, you should try out some of the Real Estate Investing meetings
Hard Money Loans in California FAQ
- Are hard money loans for owner occupied properties? While some lenders will lend on owner occupied properties in California, we do not make loans to homeowners.
- How fast can you close my hard money loan in CA? We can close in as quickly as 1 week from submission (if a rush appraisal is paid for by the borrower), otherwise we close 3-4 days after receiving the appraisal.
- Do you make residential hard money loans in CA? Yes, we lend on 1-4 unit residential properties as well as 5+ unit apartment buildings.
- Is a personal guarantee required for my California hard money loan? We do require a personal guarantee on all loans that we make.
- Do you require an appraisal? We do require an appraisal on every loan we make. For fix and flips we will appraise the property subject to the repairs to be done. For rental properties we will appraise the property as is, along with a 1007 rent schedule, which lets us know the market rent for that particular property.
- Do you require title insurance? Yes, we do. All properties that we lend on we must have title insurance and require clean title in order to ensure we have first lien position on title.
- Do you make loans for 2nd and 3rd mortgages? We only lend in the first lien position.
Why Choose Hardmoneyman.com LLC for your California hard money loan?
We're in the Business
We’ve rehabbed, sold and rented investment properties ourselves. We know what to look for so you can be confident that your project will result in profit.
We're a Direct Lender
We loan the money. We don’t find the money from someone else. This means you can rest easy knowing that if we approve your loan, it’s going to get funded. No surprises.
We're Fast and Efficient
We can give you preliminary approval in as little as 24 hours and have your loan closed and paid out in less than 7-10 days.We’re one of the most efficient hard money lenders in California.
We're Investor Focused
We consider you our partner and we want you to make money. We make it a point to look at our loans from all angles to make sure you’re going to get a fair return.
"My experience with Ken was like a breath of fresh air. I happened to be in the business of buying and selling properties. Ken tells it like it is with no false promises! He is a straight shooter and is extremely capable in the field of finances. Ken is extremely efficient and he will get you to the closing table!"
- Dana Schwartz
"I contacted Ken on a Monday and within about 10 days I had my funding in place. He was very accessible and responded promptly with questions I had about the loan and the process, I could not have been more satisfied with the transaction."
- S Jones
"Getting our fix and flip funded was not an easy task. However, he was patient and knowledgeable, but most of all, he was on the ball! I cannot be more pleased with his high level of energy and persistence to get the job done in spite of the obstacles that came our way. Thank you!"
- Rebekah Converti