866-461-2695 ken@hardmoneyman.com

Loan Programs

Find the best loan for your investment

Loan Options for Every Investment Strategy

Hard Money Man offers a large selection of loan options for our investors. From fix and flip loans, to new construction, to rental loans and more, we’ve got the perfect loan for your needs.

New Construction

  • 12-24 Month Loan
  • Loans from $100k – $3M
  • Up to 75% of Initial Advance
  • Up to 90% total loan to cost
  • Rates Start at 7.99 to 12%
  • Must have 1 or more new build and sale in the last 36 months to qualify

Fix and Flip (ARV Loans)

  • 12 Month term (18 months available on larger projects)

  • Loans from $50k Loan Amount to $7M

  • Up to 90% of the Purchase and 100% of the repairs

  • Rates Start at 7.49%

30 Year Rental Loans for Landlords

  • 5/1 ARM, 7/1 ARM, 10/1 ARM, 30 Year Fixed

  • Loans from $50k to $2M

  • Up to 80% Loan to value on purchases

  • Up to 75% Loan to value on refinances

  • 620 Mid credit or better

  • Rates from 3.75%

  • Interest Only Options Available

Rental Financing (Buy to Rent)

  • 12 Month Term – no DSCR requirements, no pre-payment penalty

  • 24 Month Term – Bridge Loan based on DSCR with 6 month Pre-Payment Penalty

  • Qualify on property DSCR 1.2 or better

  • 620 Mid credit and up

  • Up to 80% loan to value on purchases for qualified borrowers/properties

  • Up to 75% loan to value on refinances for qualified borrowers/properties

  • Rates Start at 7.49%

5 to 20 Unit Apartment Buildings and Mixed Use

Rehab Loans

  • 18 Month term
  • Loans from $250k to $10M
  • Up to 80% Loan to cost
  • Rates from 7.49%
  • 680+ Mid Credit Required

Stabilized Long Term

  • 30 Year Term
  • Loans from $250k to $3M
  • Up to 75% Loan to Value
  • Rates Start at 4.5%
  • 680+ Mid Credit Required

Same Day Decisions. 7 Day Closings.