Direct Hard Money Lenders in New Jersey, New York and Pennsylvania lending to Real Estate Investors Nationwide

 

The Leading Lender for Real Estate Investors

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New Jersey, New York and Pennsylvania Hard Money Lenders lending Nationwide

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Investment Property Loans – Fix and Flip Hard Money Lenders

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Hard Money Lenders Funding in as little as a week!

                                              Submitting your Investment property Loan or fix and flip hard money loan application is quick and easy.

American Association of private lenders member

As New York, Pennsylvania and New Jersey Hard Money Lenders, we provide investment property loans nationwide.

 Hard Money Loans for Real Estate Investors

HardMoneyMan.com LLC is your trusted direct hard money lender with over 25 years of experience providing fast, reliable funding for investment properties nationwide. Based in New Jersey, New York, and Pennsylvania, we specialize in:

  •  Fix and Flip Loans
  •  Ground-Up Construction Financing
  •  30-Year Rental Loans (DSCR)

We’ve closed over 27,000 real estate investment deals, totaling $3.5 billion in funded loans since 1998. Whether you’re a seasoned investor or new to real estate, we offer transparent terms, quick closings, and zero upfront fees.

 Why Choose HardMoneyMan.com?

BenefitDetails
Direct LendingNo middlemen. We’re the decision makers and check writers.
Fast ClosingsFunding in as little as one week.
Easy ApplicationStreamlined online process—apply in minutes.
Industry Recognition#1 rated nationwide hard money lender on Hard Money Advisor.
Expert GuidanceKen Vesely has funded over 25,000 deals personally—fix & flips are his forte.
Nationwide ReachWe lend in most states. See full list on our loan coverage page.
Ken has been a hard money lender for over 25 years. He has funded over 25k deals for investors in that time. Ken specializes in fix and flips, ground up spec construction and 30 year DSCR loans.

Why HardMoneyMan.com LLC Is the Best Hard Money Lender for Beginner Real Estate Investors

If you’re just getting started in real estate investing, choosing the right lender can make or break your first deal. HardMoneyMan.com LLC offers beginner-friendly hard money loans with fast approvals and no hidden fees—making them the top choice for new investors in New Jersey, New York, Pennsylvania, and across the U.S.

 Key Benefits for New Real Estate Investors

 Speed & Simplicity

  • Quick approvals—often within 30 minutes
  • Streamlined loan process so you can focus on building your portfolio

 Transparent Loan Terms

  • No confusing fine print
  • Honest, straightforward lending—no upfront fees, no BS

 Proven Track Record

  • 26+ years of experience
  • Over 26,000 funded deals totaling $3.5 billion
  • Trusted by thousands of investors nationwide

 Recognized Industry Leader

  • #1 rated nationwide hard money lender by Hard Money Advisor
  • Member of the American Association of Private Lenders
The market leading lender for investment property loans and fix and flip lenders based in NJ
Frequently Asked Questions — HardMoneyMan.com LLC

Frequently Asked Questions — HardMoneyMan.com LLC

HardMoneyMan.com is a direct hard money lender with over 26,000 investment property loans funded nationwide. We offer fast, flexible financing for fix & flips, rentals, and new construction.
We lend in most U.S. states, including New Jersey, New York, Pennsylvania, Alabama, Florida, Texas, and California. Full coverage is listed on our Where We Lend page.
We specialize in: Fix and Flip Loans (up to 90% purchase / 100% rehab) Spec Home Construction Loans 30-Year DSCR Rental Loans Multifamily Investment Loans Small Balance Commerical
We close most loans in 7 to 14 days, depending on appraisal and underwriting speed. Same-day rehab draws are available via our Snap App.
Not necessarily. We evaluate property value and deal strength—not just your credit score. Some programs offer funding at 50% LTV with no credit requirements.
Absolutely. Our loan programs are designed for both new and experienced investors, including those using BRRRR and rehab-to-rent strategies.
Most short-term loans are interest-only, while DSCR loans offer 30-year fixed or interest-only options for rental properties.
No. We don’t charge upfront fees to borrowers. You’ll receive transparent terms with no surprises.

Are You Ready To
Get Your Hard Money Loan?

We won’t waste your time. Let’s get your next fix and flip project funded.

Submitting your application package is quick and easy.

States that we lend in: