25 years of private lending experience


Hard Money Lenders

NLDS Corp is the market leader Hard Money Lenders for rehab and construction loans in most states. We can close in as little as 7 days. Submit your application by clicking apply here on top of this page.

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Nationwide ARV Rehab Loans and Spec Home Funding

 Up to 70% ARV  financing available in 43 states and Washington DC.  Buy, rehab or build, sell, profit.

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Commercial Hard Money Loans

Commercial Hard Money loans in NYC and NJ with closings in as little as 7 days.

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 Turned down by your bank? We are the leading Direct Lender for fix and flip and ground up construction loans in the country, lending in 43 states and Washington DC.  We offer hard money loans, fix and flip loans, spec home financing, rehab loans, and rental property loans at competitive rates with 7 day closings.

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NLDS Corp should be your 1st choice when it comes to hard money lenders, hard money loans, hard money loan, fix and flip loans, rental property loans and all of your investment property loans. We provide asset based hard money loans to real estate investors, builders and commercial property owners in 43 states and Washington DC.  We love to work with Realtors and Mortgage Brokers. Our loans can be used to purchase an investment properties, purchase and rehab a property to fix and flip, ground up new construction projects on 1-4 unit properties and commercial properties, as well as to purchase and rehab 5+ unit apartment buildings.

We finance hard money loans in most states. We are the leading hard money lenders in the eastern part of the US.  These are just some of the markets we lend in –  In NY (Brooklyn, Queens, Bronx, Manhattan, Staten Island, Long Island and Westchester and most of the state),  as well as all counties in New Jersey (Bergen, Essex, Hudson, Hunterdon, Mercer, Morris, Monmouth, Middlesex, Ocean, Passaic, Somerset, Sussex, Union, and Warren counties), Connecticut (Fairfield, Hartford, Middlesex, New Haven and New London), Massachusetts (mainly in and around Boston), Pennsylvania (mainly Philadelphia, Delaware Counties), Maryland (in and around Baltimore), Washington DC, All of Virginia(Alexandria, Chesapeake, Fairfax, Falls Church, Fredericksburg, Hampton, Lexington, Norfolk, Portsmouth, Richmond, Roanoke, Salem, Virginia Beach, Williamsburg) as well as Alabama (Birmingham and Montgomery, California, Colorado (Denver), Florida (Miami, Orlando, Jacksonville, Naples and Tampa), Georgia, Illinois, Indiana, Kansas, Kentucky, Louisiana, Michigan, Missouri (Kansas City and St Louis), Nebraska, Nevada, North Carolina, Ohio, Oklahoma, South Carolina, Tennessee, Texas, Utah, Washington, West Virginia and Wisconsin.

2017 is our 19th year being hard money lenders and private money lenders. We have closed and funded over 6000 loans and over 800M in transactions. We pride ourselves on knowledge of the industry and speed of closings.  Our loans are closed and funded in as little as a week, and we do NOT charge any junk fees on our rehab or construction loans.  We offer several types of loan programs, click here to see what they are.

You can submit your loan request by clicking apply here at the top of the page. If you are looking for a hard money lender that understands financing of REO’s, short sales, fix and flip projects, ground up construction, portfolio loans for landlords, apartment buildings, strip malls and office buildings, you have found the right one.

We look forward to funding your next deal! Just click here to submit your application

Trust Deed Investing

Are you looking to become a trust deed investor?  We are one of the market leaders in trust deed lending.

Is the uncertainty of the stock market keeping you on edge? Not sure what oil and gold prices will do to the economy? How about the falling dollar?

We offer trust deed investments to fit any portfolio

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Hard Money Loan Programs

Our Hard Money Loan Programs

  1. Purchase money Loans
  2. Purchase and Rehab loans (up to 70% ARV)
  3. Cash out loans
  4. Commercial Hard Money loans
  5. 30 year fixed landlord loans
  6. Construction Loans for builders up to 70% of Completed value

Submit your loan request and apply now.

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Hard Money Blog


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Hard Money Lenders HardMoneyMan.com, LLC – See what our clients are saying about us:


Before I contacted Ken, I was working with another lender for almost three weeks before he left me high and dry one day before close of escrow. I received a two day escrow extension, I contacted Ken, he got me a lender that closed the deal in less than two days. When Ken says “he is aggressive” he means it. I have the upmost respect for a person that keeps there word., and KEN keep his. Thank you so very much Ken! Without your help I would have been out of the deal
Ibrahim, Extremely Satisfied Los Angeles Investor
I contacted NLD Settlement and didn’t know what I was going to get. But Ken Vesely was simply amazing…friendly service, extremely responsive, creative in finding solutions to problems that arose right at closing. I can’t tell you how amazed I was at the attention to detail and the effort he and his staff put into my small little deal. I will definitely use their services again! anotherbox@hotmail.com 
S Jones, Speechless!

What is a hard money lender?

A hard money lender is usually a company that lends money to real estate investors and commercial property owners rather than mainstream financial institutions such as banks and bases their loan off of the property rather than the borrower or their credit history.

What is a private money lender?

A private money lender is usually a local investor that lends his own money or family money to real estate investors in his area.

How are hard money lenders and private money lenders different?

Most private money lenders want to keep their loans within a short distance from where they live, while hard money lenders usually have more of a national reach. Some private lenders will fund up to 100% of your deal, while hard money lenders will require you to have some of your own money in the deal.

What can a hard money loan be used for?

Hard money loans can be used to purchase investment properties, properties that need rehabilitation, vacant lots that you are looking to build on, commercial properties and mixed use properties.

Where do you find hard money lenders New York or New Jersey?

Simple answer to this one, NLDS Corp happens to be the leading low interest hard money lender in New York and New Jersey as well as nationwide.

Where do you find hard money lenders nationwide?

Right here!! We lend purchase and rehab + construction money in 43 states and Washington D.C. We also lend on commercial properties in most states.

What are the benefits to using hard money vs bank money?

Speed, quick answers to your loan request and painless closings. Banks are not in the lending business – we are!

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