The Leading Hard Money Lenders North Carolina LLC

As one of the premier hard money lenders in North Carolina, offers hard money loans in NC with fair terms and a fast process. Click the button to get started by sending a few quick pieces of info.


Real Estate Investment Financing Solutions from Hard Money Lenders North Carolina 


The Leader in Hard Money Loans in North Carolina

The Leader in Hard Money Loans in all of North Carolina including Fayetteville, Raleigh, Greensboro

Submitting your application package is quick and easy.

American Association of private lenders member

Private Hard Money Lenders North Carolina – LLC: Your Trusted Real Estate Lending Partner

Experience Matters

With a lending legacy dating back to LLC has been a reliable source of financing for real estate investors nationwide. Our track record speaks volumes:

  • Billions Funded: We’ve facilitated billions of dollars in real estate transactions.
  • 26,000+ Loans: Over 26,000 loans have empowered investors to achieve their goals.
  • Active Landlord and House Flipper: We’re not just lenders; we’re active participants in the real estate market.

Expertise Tailored to You

Our 25+ years of experience have taught us what investors truly need in a lending partner. Whether you’re a beginner or an experienced investor, we’ve got you covered:

  • Customized Programs: From fix-and-flip loans to rental property financing, our programs cater to your specific needs.
  • Nationwide Reach: We’ve worked with thousands of real estate investors across 45 states.
  • Hard Money Borrowers Ourselves: Having borrowed hard money in the past, we’ve tailored our programs to address investor pain points.

Authority and Trust

  • American Association of Private Lenders Member: Our commitment to industry standards and ethics is unwavering.
  • Straightforward Approach: While we’re an East Coast lender, we don’t beat around the bush. Expect candid advice—we shoot from the hip. Transparency is our hallmark.

At LLC, we’re not just lenders; we’re your partners in real estate success. Trust us to deliver the good, the bad, and the ugly—because that’s how we conduct business.

I have been a hard money lender and real estate investor for over 25 years. I specialize in lending on fix and flips, ground up spec construction as well as 30 year DSCR rental loans.

We Lend in:

Charlotte, Raleigh, Greensboro, Durham, Fayetteville, Cary, Wilmington, High Point, Greenville, Asheville and other cities in North Carolina

Hard Money Lenders North Carolina: Helping Real Estate Investors

Real estate investing can be a great way to build wealth, but it’s not always easy. That’s why many investors turn to hard money lenders North Carolina for help. Hard money loans are a type of financing that is backed by real estate and provided by private lenders. These loans are typically used for short-term investments, such as flipping houses or purchasing rental properties.

Hard money lenders can provide the funds needed to purchase a property quickly and with minimal paperwork. This makes them ideal for investors who need to move fast when they find an attractive investment opportunity. In addition, hard money loans often have fewer restrictions than traditional bank loans, which makes them attractive to investors who may not qualify for more traditional financing options.

Another benefit of using hard money lenders North Carolina is that they offer competitive interest rates and terms. This means that investors can get the capital they need without having to pay too much in interest or fees. Additionally, these lenders often offer flexible repayment plans so that borrowers can tailor their payments to their own financial situation.

Finally, hard money lenders North Carolina like LLC are experienced professionals who understand the local market and know how to evaluate potential investments quickly and accurately. This means that borrowers can trust that their loan will be approved if the investment is sound and profitable.

Overall, hard money lenders North Carolina provide an invaluable service for real estate investors looking for quick access to capital with minimal paperwork and competitive rates and terms. With their help, investors can take advantage of lucrative opportunities without having to worry about being denied financing due to lack of credit history or other factors.

What is your loan process for Carolina Hard Money?  

  1. Send us your loan scenario with all details so we can price it out for you and let you know the maximum loan to value, interest rate and term.
  2. We will send you a complete breakdown of our hard money loan or DSCR loan offer. 
  3. If you accept our offer, we will send you our loan package to complete along with a list of documents that need to be submitted. 
  4. Once we receive the application package, the file will be entered into our portal and we will send you a docusign for credit/background check authorization as well as a link to pay for the appraisal. 
  5. Appraisals take 3 days for a rush and 5 days (business days) for a regular appraisal. 
  6. Once the appraisal is in, assuming the borrower has submitted all requested documents, the file will go into underwriting. Underwriting turn time is a few hours to 24 hours. 
  7. Once the file is approved to close, it will go to our attorney, who will reach out to the title company with closing instructions. 
  8. Fix and flip loans close in 7-8 days, ground up construction loans close in 8-10 days and 30 year DSCR rental loans close in 14 days or less. 


Which are the hottest real estate markets for investors in North Carolina?

Real estate investors find North Carolina to be an attractive market. Investors can earn profits from beachfront properties, mountain homes, urban condos, and a variety of other housing options. Real estate prices in the Raleigh-Durham area have steadily risen over the past few years, making it one of the hottest markets in the state. Investors also flock to Charlotte and Asheville, where affordable housing and high-end luxury properties are available. A growing number of buyers are seeking second homes or vacation homes in coastal towns such as Wilmington and Nags Head. There is something for every investor in North Carolina, no matter what type of property they are looking for.#### Sources

Keep up to date with all of the Real Estate Markets based on actual data provided by redfin – 

Housing Market – Redfin

Here are some case studies from the #1 Hard Money Lenders North Carolina 

Calabash NC Ground Up Construction Loan 

Lot Cost – $33,000

Cost to build – $238,400

Completed Value – $400,000

Borrower bought the lot for cash, and we lent 100% of the construction cost.

Fuquay Varina NC 30 Year Rental Loan

Purchase Price $277,000

Loan Amount $124,650

30 Year Fixed at 7.63% rate. 

Borrower had to complete a 1031 exchange and had just over $150,000 he had to use. Those funds went toward his down payment. We funded this deal in 10 days from submission to appraisal to the closing table.

Ground up construction in Calabash NC
Fuquay Varina NC 30 Year Rental Loan

North Carolina Hard Money Lenders – Why Choose Us?


We're in the Business

We’ve rehabbed, sold and rented investment properties ourselves. We know what to look for so you can be confident that your project will result in profit. 


We're a Direct Lender

We loan the money. We don’t find the money form someone else. This means you can rest easy knowing that if we approve your loan, it’s going to get funded. No surprises.


We're Fast and Efficient

We can give you preliminary approval in as little as 24 hours and have your loan closed and paid out in less than 7-10 days. We’re one of the most efficient hard money lenders in North Carolina.


We're Investor Focused

We consider you our partner and we want you to make money. We make it a point to look at our loans from all angles to make sure you’re going to get a fair return. 

Shaun Dozier
Shaun Dozier
My company has closed over 5 deals with Ken Vesely . He's very knowledgeable and will get it done . Good communication and responsive!
Demetri Williams
Demetri Williams
This is the best lender I've used for all my deals. Very fast and efficient. Never any glitch always a smooth sail to closing. Don't waste your time using someone else.
Dario Olivere
Dario Olivere
I have closed multiple deals with Ken. He’s to the point, very straight forward and won’t lead you on. He’s helped guide me along the way. I will always recommend him to my friends and I will always use him for my deals.
Tom Tinsey
Tom Tinsey
This was my first time using any type of hard money financing so I had tons of questions along the way. Ken answered every one and even helped me out a lot with great recommendations as far as building my real eatate portfolio. Look forward to working with him on future deals and would recommend. No nonsense. No bs. All buisness!!
Brandi Pernell
Brandi Pernell
The experience my husband’s and my company (Kingdom Realty, LLC) had with, LLC/Ken Vesely was five-star, from our very first interaction to closing. Ken is efficient, responsive, transparent and extremely knowledgeable. He kept his word on all things discussed, with no surprises along the way, which is extremely important with matters such as these. This was Kingdom Realty LLC's first experience with a hard money loan. Ken took the time to answer all of our questions and taught us a lot throughout our loan approval process. We closed our deal in less than 30 days; and would have closed sooner had it not been for the holidays. We are very much looking forward to working with LLC for our next deal, and strongly recommend this company to others looking to invest in real estate, close a deal quickly, and learn some tips along the way.
Christian Rodriguez
Christian Rodriguez
I have worked with Ken multiple times and every transaction was a breeze if I have to recommend a straight forward Hard Money Lender, Ken is the man to go with
Christina McCann
Christina McCann
Great company great experience
Joe Matthews
Joe Matthews
Dealing with Ken and his team is flawless. The process is very streamline from start to finish with excite communication throughout the process

Get Approved For A Hard Money Loan in NC

Simple and Fast Application Process