866-461-2695 ken@hardmoneyman.com

How It Works

What is a Hard Money Lender?

Day 1

Submit application package/Order Appraisal and Budget inspection.



Days 2-5

Get appraisal and budget inspection done.



Days 6-7

Underwrite, Prep for closing, Close.


"My experience with Ken was like a breath of fresh air. I happened to be in the business of buying and selling properties. Ken tells it like it is with no false promises! He is a straight shooter and is extremely capable in the field of finances. Ken is extremely efficient and he will get you to the closing table!"

- Dana Schwartz

"I contacted Ken on a Monday and within about 10 days I had my funding in place. He was very accessible and responded promptly with questions I had about the loan and the process, I could not have been more satisfied with the transaction."

- S Jones

"Getting our fix and flip funded was not an easy task. However, he was patient and knowledgeable, but most of all, he was on the ball! I cannot be more pleased with his high level of energy and persistence to get the job done in spite of the obstacles that came our way. Thank you!"

- Rebekah Converti

What is a hard money lender?

A hard money lender is usually a company that lends money to real estate investors and commercial property owners rather than mainstream financial institutions such as banks and bases their loan off of the property rather than the borrower or their credit history.

What is a private money lender?

A private money lender is usually a local investor that lends his own money or family money to real estate investors in his area.

How are hard money lenders and private money lenders different?

Most private money lenders want to keep their loans within a short distance from where they live, while hard money lenders usually have more of a national reach. Some private lenders will fund up to 100% of your deal, while hard money lenders will require you to have some of your own money in the deal.

What can a hard money loan be used for?

Hard money loans can be used to purchase investment properties, properties that need rehabilitation, vacant lots that you are looking to build on, commercial properties and mixed-use properties.

Where do you find hard money lenders nationwide?

Right here!! We lend on rehab fix and flips, ground up construction, and rental loans (short and long term) in 45 states and Washington D.C. We were  rated as a top hard money lender by Hard Money Advisor!

What are the benefits to using hard money vs bank money?

Speed, quick answers to your loan request and painless closings. Banks are not in the lending business – we are!

Get An Answer in 30 Minutes

Click the button to submit your hard money loan request.


Are You Ready To Get Your Loan?

We won’t waste your time. Let’s get your project funded.

Submitting your application package is quick and easy.