The #1 Hard Money Lenders Delaware since 1998 for Real Estate Investors 

As one of the go to hard money lenders in Delaware, offers hard money loans in DE with fair terms and a fast process. Click the button to get started by sending a few quick pieces of info.


Where To Find Delware Hard Money Lenders


The Leader in Hard Money Loans in Delaware

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American Association of private lenders member

Hard Money Lenders Delaware for Real Estate Investors

As the leading Hard Money Lenders Delaware, LLC lends to real estate investors throughout the state. Specializing in fix and flip loans as well as rental loans, we have closed over 2,500 hard money loans in Delaware since 1998, making us one of the oldest hard money lenders in the country. Regardless of what part of Delaware, we are the go-to residential hard money lenders in DE thanks to our ability to close quickly.

We pride ourselves on being second to none in understanding all real estate markets that we lend in and understanding the borrower’s objectives before putting together a loan proposal for them. We offer loan amounts from 50k to 10M.

Our niche is 1-4 unit residential properties that you are either going to fix and flip or buy and hold as a 30 year rental, or ones that you are building (ground up construction). We will look at 5+ unit apartment buildings that are in need of rehab or are stabilized.

It doesn’t matter if this is your 1st investment property, or your 100th, we are here to make loans to borrowers with all kinds of experience, let us show you why we are the market leaders for private hard money!

Hard Money Lenders Delaware for Fix and Flips

When real estate investors in Delaware are in need of fix and flip loans, rental property as well as rental portfolio loans, 5+ unit multifamily bridge and 30-year loans, and ground-up construction loans, it turns out the #1 choice for Hard Money Loans in Delaware is LLC.

This is where we separate ourselves from other lenders, we under promise and overdeliver time after time! You speak with a decision-maker on all phone calls and by email (you can even text us too!) not some account executive that is just reading off their product matrix and hoping to fit your loan in their box.

From Wilmington to Fenwick Island, LLC has helped real estate investors from new to experienced achieve their investment goals. Regardless of your location in Delaware, LLC is there to help you achieve your funding needs.

Our quick and efficient process from intake to underwriting to closing, and then draws done in-house with our construction team, make us the market-leading hard money lenders in Delaware.

Contact us today and discover why we are the premier lender for Delaware real estate investors.

Not sure what parts of Delaware to invest in? These are the 5 in 2022 with the best home appreciation rates.

Don’t make the BIG mistake of trusting just any hard money lender in Delaware for your deals. LLC is #1 in the industry for hard money loans in Delaware for a reason. We close! It’s that simple.

Delaware has some of the hottest real estate investing markets like Wilmington, Newark, Rehoboth Beach, Dover, and New Castle. LLC has closed loans for rehabs, ground-up construction as well as rentals in all of them!

If you’re a local real estate investor in Delaware, and you’re looking for a place to get info, education, find a mentor or even meet possible partners in your next deal, you should check out the Delaware Real Estate Investors Association.

We Lend in:

Wilmington, Dover, Newark, Middl, Bear, Glasgow, Brookside, Hockessin, Smyrna, Milford and most cities in Delaware

What are the best markets for Fix and Flips in Delaware? 

Delaware remains a hot market for fix and flips in 2023. The areas that investors are targeting are typically Wilmington, Newark, Dover and Seaford. These cities all have one thing in common, a large number of homes in disrepair, which make them perfect for fix and flips. With low initial purchase prices, this makes the Delaware market a great choice even for first time flippers. With the market expecting to increase over the next year due to increased demand, this makes Delaware a great state for fix and flips. 

Delaware Fix and Flip Loans

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Delaware Construction Loans

Delaware Rental Loans

Delaware Multi Family Loans

Why Choose LLC for your Delaware Hard Money Loans?


We're in the Business

We’ve rehabbed, sold and rented investment properties ourselves. We know what to look for so you can be confident that your project will result in profit. 


We're a Direct Lender

We loan the money. We don’t find the money form someone else. This means you can rest easy knowing that if we approve your loan, it’s going to get funded. No surprises.


We're Fast and Efficient

We can give you preliminary approval in as little as 24 hours and have your loan closed and paid out in less than 7-10 days. We’re one of the most efficient hard money lenders in Delaware.


We're Investor Focused

We consider you our partner and we want you to make money. We make it a point to look at our loans from all angles to make sure you’re going to get a fair return. 

Shaun Dozier
Shaun Dozier
My company has closed over 5 deals with Ken Vesely . He's very knowledgeable and will get it done . Good communication and responsive!
Demetri Williams
Demetri Williams
This is the best lender I've used for all my deals. Very fast and efficient. Never any glitch always a smooth sail to closing. Don't waste your time using someone else.
Dario Olivere
Dario Olivere
I have closed multiple deals with Ken. He’s to the point, very straight forward and won’t lead you on. He’s helped guide me along the way. I will always recommend him to my friends and I will always use him for my deals.
Tom Tinsey
Tom Tinsey
This was my first time using any type of hard money financing so I had tons of questions along the way. Ken answered every one and even helped me out a lot with great recommendations as far as building my real eatate portfolio. Look forward to working with him on future deals and would recommend. No nonsense. No bs. All buisness!!
Brandi Pernell
Brandi Pernell
The experience my husband’s and my company (Kingdom Realty, LLC) had with, LLC/Ken Vesely was five-star, from our very first interaction to closing. Ken is efficient, responsive, transparent and extremely knowledgeable. He kept his word on all things discussed, with no surprises along the way, which is extremely important with matters such as these. This was Kingdom Realty LLC's first experience with a hard money loan. Ken took the time to answer all of our questions and taught us a lot throughout our loan approval process. We closed our deal in less than 30 days; and would have closed sooner had it not been for the holidays. We are very much looking forward to working with LLC for our next deal, and strongly recommend this company to others looking to invest in real estate, close a deal quickly, and learn some tips along the way.
Christian Rodriguez
Christian Rodriguez
I have worked with Ken multiple times and every transaction was a breeze if I have to recommend a straight forward Hard Money Lender, Ken is the man to go with
Christina McCann
Christina McCann
Great company great experience
Joe Matthews
Joe Matthews
Dealing with Ken and his team is flawless. The process is very streamline from start to finish with excite communication throughout the process

Get Approved For A Hard Money Loan in DE

Simple and Fast Application Process

From Start to Finish: The Process of Securing Funding from Delaware Hard Money Lenders

Securing funding for a real estate project can be a daunting task, especially if you’re new to the industry. However, with Delaware hard money lenders, the process can be simpler and more straightforward. Hard money lenders offer short-term loans that are secured by real estate, making them an ideal financing option for real estate investors. In this guide, we’ll take you through the process of securing funding from Delaware hard money lenders, from start to finish. We’ll cover everything from finding the right lender to submitting your application and receiving your funds. By the end of this guide, you’ll have a clear understanding of what to expect and be better equipped to secure the funding you need to start your real estate project. So, let’s get started!

Understanding Hard Money Loans

A hard money loan is a short-term loan that is secured by real estate. Hard money lenders are typically private individuals or companies that lend money based on the value of the property being used as collateral. Unlike traditional loans, hard money loans are not based on the borrower’s creditworthiness or income. Instead, hard money lenders base their lending decisions on the value of the property and the borrower’s ability to repay the loan.

Hard money loans are typically used for real estate investments that require a quick turnaround, such as fix-and-flip projects. These loans are also used for real estate investments that traditional lenders are unwilling to finance. For example, if a property is in poor condition or has other issues that make it difficult to finance through traditional lenders, a hard money loan may be the best option.

Benefits of Using Hard Money Lenders

One of the main benefits of using hard money lenders is the speed at which you can get funding. Traditional lenders often take weeks or even months to approve and fund loans. Hard money lenders, on the other hand, can provide funding in as little as a few days. This can be crucial for real estate investors who need to move quickly on a property.

Another benefit of using hard money lenders is the flexibility they offer. Traditional lenders have strict guidelines and requirements that borrowers must meet. Hard money lenders, on the other hand, are more flexible in their lending criteria. This means that borrowers who may not qualify for traditional loans may be able to get funding through a hard money lender.

Finally, hard money loans can be a good option for borrowers who need to borrow money quickly but do not have the credit history or income to qualify for a traditional loan. Hard money lenders base their lending decisions on the value of the property being used as collateral, rather than the borrower’s creditworthiness.

Finding the Right Delaware Hard Money Lender

When looking for a Delaware hard money lender, it’s important to do your research and find a reputable lender who can meet your needs. Here are some tips to help you find the right lender:

1. Research online: Look for reviews and ratings of different hard money lenders online. This can give you an idea of the lender’s reputation and track record.

2. Ask for referrals: Ask other real estate investors or professionals in the industry for referrals to hard money lenders they have worked with in the past.

3. Check credentials: Make sure the lender is licensed and has a good standing with the state regulatory agency.

4. Consider experience: Look for a lender who has experience in the type of real estate investment you are pursuing.

5. Compare rates and terms: Compare the rates and terms of different lenders to find the best option for your specific needs.

Preparing Your Loan Application

Once you have found a Delaware hard money lender that meets your needs, it’s time to prepare your loan application. Here are some tips to help you prepare:

1. Gather documentation: Hard money lenders will typically require documentation such as property appraisal, income verification, and credit reports. Make sure you have all the necessary documentation before submitting your application.

2. Be honest: Be upfront and honest about your financial situation and the purpose of the loan. Hard money lenders are more interested in the value of the property being used as collateral than your credit history.

3. Be prepared to negotiate: Hard money lenders may offer different rates and terms depending on the specific details of your loan. Be prepared to negotiate to get the best deal possible.

The Underwriting Process

Once you have submitted your loan application, the underwriting process begins. This is where the lender will evaluate the loan application and determine if it meets their lending criteria. Here are some things to expect during the underwriting process:

1. Property appraisal: The lender will typically order an appraisal of the property to determine its value.

2. Credit check: The lender may perform a credit check, but this is not typically a major factor in their lending decision.

3. Income verification: The lender may require income verification to ensure that you have the ability to repay the loan.

4. Loan terms: The lender will determine the loan terms, including the interest rate, points, and length of the loan.

Closing the Loan

If your loan application is approved, it’s time to close the loan. Here’s what to expect during the closing process:

1. Signing documents: You will need to sign the loan documents and any other necessary paperwork.

2. Paying fees: You will need to pay any closing costs and fees associated with the loan.

3. Funding: Once all the paperwork is signed and fees are paid, the lender will fund the loan.

Repaying the Loan

Hard money loans are typically short-term loans, with terms ranging from six months to three years. The loan will need to be repaid in full at the end of the term. Here are some things to keep in mind when repaying your hard money loan:

1. Make payments on time: Late payments can result in additional fees and may harm your relationship with the lender.

2. Plan ahead: Make sure you have a plan in place to repay the loan at the end of the term.

3. Consider refinancing: If you are unable to repay the loan at the end of the term, consider refinancing the loan or selling the property.

Tips for Success with Hard Money Lenders

Here are some tips to help you succeed when working with hard money lenders:

1. Do your research: Take the time to research different hard money lenders to find the best option for your specific needs.

2. Be honest: Be upfront and honest about your financial situation and the purpose of the loan.

3. Build a relationship: Building a good relationship with your lender can help you secure future loans and get better rates and terms.

Frequently Asked Questions About Hard Money Lending

Here are some frequently asked questions about hard money lending:

1. What is the minimum credit score required for a hard money loan?

Hard money lenders typically do not require a minimum credit score.

2. How long does it take to get funding from a hard money lender?

Funding can typically be received in as little as a few days.

3. What types of properties can be used as collateral for a hard money loan?

Hard money loans can be used for a variety of property types, including commercial, residential, and industrial.


Securing funding from Delaware hard money lenders can be a great option for real estate investors who need to move quickly on a property or who may not qualify for traditional loans. By understanding the process of securing funding from hard money lenders and following the tips outlined in this guide, you’ll be better equipped to secure the funding you need to start your real estate project.