866-461-2695 ken@hardmoneyman.com

Loan Programs

Find the best loan for your investment

Loan Options for Every Investment Strategy

Hard Money Man offers a large selection of loan options for our investors. From fix and flip loans, to new construction, to rental loans and more, we’ve got the perfect loan for your needs.

 | HardMoneyMan.com LLC

New Construction

  • 12-24 Month Loan
  • Loans from $100k – $3M
  • Up to 75% of Initial Advance
  • Up to 90% total loan to cost
  • Rates Start at 7.99 to 12%
  • Must have 1 or more new build and sale in the last 36 months to qualify
 | HardMoneyMan.com LLC

Fix and Flip (ARV Loans)

  • 12 Month term (18 months available on larger projects)

  • Loans from $50k Loan Amount to $7M

  • Up to 90% of the Purchase and 100% of the repairs

  • Rates Start at 7.49%

 | HardMoneyMan.com LLC

30 Year Rental Loans for Landlords

  • 5/1 ARM, 7/1 ARM, 10/1 ARM, 30 Year Fixed

  • Loans from $50k to $2M

  • Up to 80% Loan to value on purchases

  • Up to 75% Loan to value on refinances

  • 620 Mid credit or better

  • Rates from 3.75%

  • Interest Only Options Available

 | HardMoneyMan.com LLC

Rental Financing (Buy to Rent)

  • 12 Month Term – no DSCR requirements, no pre-payment penalty

  • 24 Month Term – Bridge Loan based on DSCR with 6 month Pre-Payment Penalty

  • Qualify on property DSCR 1.2 or better

  • 620 Mid credit and up

  • Up to 80% loan to value on purchases for qualified borrowers/properties

  • Up to 75% loan to value on refinances for qualified borrowers/properties

  • Rates Start at 7.49%

 | HardMoneyMan.com LLC

5 to 20 Unit Apartment Buildings and Mixed Use

Rehab Loans

  • 18 Month term
  • Loans from $250k to $10M
  • Up to 80% Loan to cost
  • Rates from 7.49%
  • 680+ Mid Credit Required

Stabilized Long Term

  • 30 Year Term
  • Loans from $250k to $3M
  • Up to 75% Loan to Value
  • Rates Start at 4.5%
  • 680+ Mid Credit Required

Same Day Decisions. 7 Day Closings.