Loan Programs
Find the best loan for your investment
Loan Options for Every Investment Strategy
Hard Money Man offers a large selection of loan options for our investors. From fix and flip loans, to new construction, to rental loans and more, we’ve got the perfect loan for your needs.
New Construction
- 12-24 Month Loan
- Loans from $100k – $3M
- Up to 75% of Initial Advance
- Up to 90% total loan to cost
- Rates Start at 7.99 to 12%
- Must have 1 or more new build and sale in the last 36 months to qualify
Fix and Flip (ARV Loans)
12 Month term (18 months available on larger projects)
Loans from $50k Loan Amount to $7M
Up to 90% of the Purchase and 100% of the repairs
Rates Start at 7.49%
30 Year Rental Loans for Landlords
5/1 ARM, 7/1 ARM, 10/1 ARM, 30 Year Fixed
Loans from $50k to $2M
Up to 80% Loan to value on purchases
Up to 75% Loan to value on refinances
620 Mid credit or better
Rates from 3.75%
Interest Only Options Available
Rental Financing (Buy to Rent)
12 Month Term – no DSCR requirements, no pre-payment penalty
24 Month Term – Bridge Loan based on DSCR with 6 month Pre-Payment Penalty
Qualify on property DSCR 1.2 or better
620 Mid credit and up
Up to 80% loan to value on purchases for qualified borrowers/properties
Up to 75% loan to value on refinances for qualified borrowers/properties
Rates Start at 7.49%
5 to 20 Unit Apartment Buildings and Mixed Use
Rehab Loans
- 18 Month term
- Loans from $250k to $10M
- Up to 80% Loan to cost
- Rates from 7.49%
- 680+ Mid Credit Required
Stabilized Long Term
- 30 Year Term
- Loans from $250k to $3M
- Up to 75% Loan to Value
- Rates Start at 4.5%
- 680+ Mid Credit Required