Asset Based Hard Money Lenders Pittsburgh PA – No Credit, No Income Docs, Fast Closings

As one of the go-to hard money lenders in Arkansas, HardMoneyMan.com offers hard money loans in AR with fair terms and a fast process. Click the button to get started by sending a few quick pieces of info.

American Association of private lenders member

Looking for fast, flexible real estate funding in Pittsburgh without the hassle of credit checks or income documentation?

HardMoneyMan.com LLC is the go-to asset based hard money lenders Pittsburgh investors trust. With over 25,000 deals funded, $3.5B+ in capital deployed, and 25+ years of experience, we specialize in equity-driven lending for 1–4-unit residential properties and commercial properties.  This is not meant as a rehab or construction program.

Whether you’re investing in Allegheny County, Downtown Pittsburgh, East Liberty, or the surrounding suburbs, we fund deals based on property value and exit strategy—not your credit score.

 

Submit Your Deal - Get Approved in 30 Minutes

Why Choose Asset Based Hard Money Lenders in Pittsburgh PA?

No Credit Requirements

  • We fund deals with no credit score minimum

  • 1-day out of bankruptcy OK

  • No tax returns, pay stubs, or bank statements required

Fast Closings

  • Approvals in under 30 minutes

  • Closings in 7–10 days

  • Title and appraisal managed by in-house underwriting.

Equity-Based Lending

  • We lend based on property value, not borrower profile

  • Ideal for investors with recent credit events or unconventional income

What Is an Asset Based Hard Money Loan?

An asset based hard money loan is a private real estate loan secured by the value of the property—not the borrower’s credit or income. These loans are perfect for:

  • Investors with low or no credit

  • Borrowers recovering from bankruptcy or foreclosure

  • Self-employed individuals with non-traditional income

  • Investors seeking fast closings for time-sensitive deals

Infographic showing asset based hard money lenders in Pittsburgh can offer: No credit requirements, 1-day out of bankruptcy or foreclosure OK, 50% loan-to-value, and eligible property types including 1–4 unit residential, 5+ unit multifamily, mixed-use, and commercial properties.

Borrower Scenario: No Credit, Fast Funding

“I had no credit score and was 1 week out of foreclosure. HardMoneyMan funded my triplex in East Liberty in 17 days. No income docs, no hassle. I will definitely use them again.” — J. Carter, Pittsburgh, PA

 

Glossary of Lending Terms

Asset Based Hard Money Loan A private loan secured by the value of the property rather than the borrower’s credit or income.

Loan-to-Value (LTV) The ratio of the loan amount to the appraised value of the property.

Bridge Loan Short-term financing used to “bridge” the gap between purchase and refinance or sale.

Stabilized Property A property that is at least 80% occupied and generating consistent rental income.

Equity-Based Lending A financing model that prioritizes property equity and exit strategy over borrower qualifications.

Pittsburgh Fix and Flip Loans

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Pittsburgh Construction Loans

Pittsburgh Rental Loans

Pittsburgh Multi Family Loans

Promotional graphic with bold red and black text reading "ASSET BASED LOANS – NO CREDIT REQUIREMENTS," highlighting alternative financing options for real estate investors based on property value rather than credit history.

Asset Based Loans in Pittsburgh

Bold red text on a black background reads "COMMERCIAL HARD MONEY LOANS" — promotional graphic emphasizing financing for commercial real estate investors.

Commercial Hard Money Loans in Pittsburgh

Frequently Asked Questions

What is a hard money loan?

A hard money loan is asset-based financing secured by real estate. Approval is based on property value and collateral, not personal credit or income.

How fast can I close?

Most loans close in 7–10 days, with approvals issued in 30 minutes.

Do you lend to LLCs?

Yes. All programs can be closed in LLCs or other business entities.

Do you finance fix and flip projects?

Yes. We provide short-term fix and flip loans with flexible draws and fast closings.

Do you require appraisals?

Depending on the deal and collateral, appraisal requirements vary. Clear scopes and comps can accelerate approvals.

Do you offer DSCR rental loans?

Yes. DSCR loans qualify based on rental income, not personal income documentation.

Do you finance multifamily properties?

Yes. We provide loans for 1–4 unit residential rental properties nationwide.

Do you work with first-time investors?

Yes. Whether you’re new to real estate or experienced, we provide flexible financing options.

Ken Vesely is the founder and lead strategist at HardMoneyMan.com LLC, a nationwide private lending firm specializing in fast, asset-based financing for real estate investors. With over 25,000 deals funded and $3.5 billion in capital deployed, Ken brings more than 25 years of hands-on lending experience to every transaction. Known for his speed, transparency, and investor-first approach, Ken has helped thousands of borrower’s close deals in as little as 7 days, often with no credit score or income documentation required. His expertise spans fix & flip, rental, construction, and multifamily lending—especially in underserved markets like Arkansas where equity-based solutions are critical.

Get Approved For A Hard Money Loan in AR

Simple and Fast Application Process