The Leading Hard Money Lenders Wisconsin for Real Estate Investors Since 1998

The Leading Wisconsin Hard Money Lenders, we lend on fix and flips, construction and rental loans. Click apply now to submit your deal and get started today. 

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Where To Find Wisconsin Hard Money Lenders

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Fix and Flip, Rental and Construction Hard Money Loans

If you’re in need of quick financing for a real estate investment in Wisconsin, hard money lenders may be the solution you’re looking for. HardMoneyMan.com LLC has been providing reliable and efficient lending services for over 25 years, making them the top choice for many investors. With a fast closing time of 7-10 days, they offer a convenient and hassle-free way to secure the funds you need. Click to apply and get started today.

American Association of private lenders member
Ken has been a hard money lender for over 25 years. He has funded over 25k deals for investors in that time. Ken specializes in fix and flips, ground up spec construction and 30 year DSCR loans. He is also a real estate investor in NJ and NY.

Wisconsin’s Leading Hard Money Lender Since 1998

With over 25,000 deals funded and 25+ years of experience, HardMoneyMan.com LLC is the trusted choice for Wisconsin real estate investors. We specialize in fast closings, approvals in 24 hours, and same‑day draws to keep your projects moving.

Wisconsin Hard Money Loan Programs

  • Fix & Flip Loans: Up to 90% purchase + 100% repairs. Perfect for investors flipping properties in Milwaukee, Madison, and Green Bay.
  • Spec Construction Loans: Builder financing with staged draws. Ideal for ground‑up projects in Kenosha, Racine, and Appleton.
  • DSCR Loans: Rental income qualification, no personal income docs. Great for rental investors in Waukesha, Oshkosh, and Janesville.
  • Multifamily Loans: Financing for 5+ unit apartment buildings statewide.
  • Commercial Loans: Offices, retail, mixed‑use, and industrial properties across Wisconsin.
  • Asset Based Loans: Collateral‑driven financing for investors who need speed and flexibility.

Where We Lend in Wisconsin

We provide hard money loans statewide, including Milwaukee, Madison, Green Bay, Kenosha, Racine, Appleton, Waukesha, Oshkosh, Janesville, and all surrounding markets. Whether you’re flipping a duplex in Milwaukee or building new construction in Madison, we’ve got you covered.

Wisconsin Fix and Flip Loans

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Wisconsin Construction Loans

Wisconsin Rental Loans 

Wisconsin Multi Family Loans 

Promotional graphic with bold red and black text reading "ASSET BASED LOANS – NO CREDIT REQUIREMENTS," highlighting alternative financing options for real estate investors based on property value rather than credit history.

Asset Based Loans in Wisconsin

Bold red text on a black background reads "COMMERCIAL HARD MONEY LOANS" — promotional graphic emphasizing financing for commercial real estate investors.

Commercial Hard Money Loans in Wisconsin

Wisconsin Real Estate Market Highlights

Median Sale Price

$294,182

Feb 2025

Median Days on Market

57

Feb 2025

Monthly Homes Sold

3,398

Feb 2025

Homes Sold Above List

25.7%

Feb 2025

Avg Fix & Flip ROI

25.3%

Q3 2024

Avg Fix & Flip Profit

$49,603

Q3 2024

Frequently Asked Questions

How fast can I close?

Most Wisconsin loans close in 7–10 days, with approvals issued in 24 hours.

Do you offer fix and flip loans?

Yes. We provide short-term fix and flip loans statewide with flexible draws and fast closings.

What equity is required for spec home loans?

Builders typically need 20–30% equity, with lot value often counting toward this requirement.

Do you finance rental properties?

Yes. DSCR loans qualify based on rental income, not personal income documentation.

Do you finance multifamily properties?

Yes. We provide loans for 5+ unit apartment buildings across Wisconsin.

Are commercial properties eligible?

Yes. We provide asset-based loans for offices, retail, mixed-use, and industrial properties.

Do you lend to LLCs and entities?

Yes. All programs can be closed in LLCs or other entities.

Is Airbnb or short-term rental income considered?

Yes. Documented short-term rental income can be used for DSCR qualification.

Ready to Fund Your Wisconsin Project?

Apply today and close in as little as 7 days with same‑day draws available.