Hard Money Lenders in Philadelphia | Fast Funding for Real Estate Investors
Our Loans are for Real Estate Investment Properties throughout Philadelphia and the surrounding areas.
Hard Money Lenders in Philadelphia Specializing in Real Estate Investment Properties
Submitting your application package is quick and easy.
Philadelphia Hard Money Lenders for Real Estate Investors – Fast Closings, No Income Docs
Understanding Hard Money Loans Philadelphia
What Is a Hard Money Loan in Philadelphia?
A hard money loan in Philadelphia is a short-term financing solution for real estate investors looking to purchase, renovate, or refinance residential or commercial properties. These loans offer fast approvals and flexible terms, making them ideal for fix & flip projects, rental portfolios, new construction, and transitional deals.
Here’s why Philadelphia continues to attract real estate investors:
Watch this short video to see how Hard Money Lenders Philadelphia HardMoneyMan.com Can help your real estate investing business
Loan Programs in Philadelphia
We offer direct funding for:
Fix and Flip Loans Finance up to 90% of purchase and 100% of rehab costs. Fast closings and flexible terms.
Rental Loans (DSCR) Long-term financing based on property cash flow. No income verification required.
New Construction Loans Ground-up funding for builders and developers. Fast draw schedules and scalable capital.
Commercial Property Loans Funding for office, retail, mixed-use, and multi-family properties.
Bridge Loans Short-term capital for acquisitions, transitions, or refinances.
Top Zip Codes We Fund
We actively fund deals in:
19125 – Fishtown & Olde Kensington
19130 – Fairmount & Art Museum District
19104 – University City & Mantua
19145 – Girard Estates & Point Breeze
19123 – Northern Liberties
19146 – Graduate Hospital & Point Breeze
Our underwriting model considers zip-specific ARV potential, comp velocity, and buyer demand.
Case Studies
Duplex Flip in 19125
Investor: Mike Loan: $216K Timeline: 9 weeks Profit: $78K
“HardMoneyMan closed in 12 days and funded 100% of my rehab. I’ll be back for my next flip.”
Ground-Up Build in 19130
Investor: Dana Loan: $680K Project: 3-unit luxury build
“Permits, draws, and inspections were seamless. Sold out in 60 days post-listing.”
Rental Portfolio in 19104
Investor: Tariq Loan: $412K DSCR Assets: Two triplexes
“No tax returns, no delays. Just cash-flow underwriting and fast funding.”
Philadelphia Fix and Flip Loans
Philadelphia Construction Loans
Philadelphia Rental Loans
Philadelphia Multi Family Loans
Asset Based Loans in Philadelphia
Commercial Hard Money Loans in Philadelphia
Ready to Fund Your Philadelphia Deal? Click below to get pre-approved in 24 hours.
How can hard money lenders Philadelphia help me further my real estate investing career?
Hard money lenders play a crucial role in advancing your real estate investing career. Here’s how they can help:
- Quick Financing: When you spot an excellent investment opportunity, hard money lenders provide rapid access to capital. Unlike traditional banks, which may take weeks to approve a loan, hard money lenders can fund your project within days. This speed allows you to seize time-sensitive deals and beat competitors.
- Flexibility: Hard money loans are asset-based, meaning they focus on the property’s value rather than your credit score. This flexibility enables you to secure financing even if your credit history isn’t perfect. As you build your real estate portfolio, hard money lenders become valuable partners, supporting your growth and diversification.
What areas in Philadelphia should I invest in as a Real Estate Investor?
As a real estate investor, you’ll find several promising neighborhoods in Philadelphia. Let’s explore some of the top areas for real estate investments in 2024:
- Fishtown: Situated along the Delaware River, Fishtown has become a magnet for the city’s young and artistic demographic. With a steady increase in home prices over the past few years, Fishtown is an attractive option for real estate investors.
- Brewerytown: Located in North Philadelphia along the Schuylkill River, Brewerytown has garnered attention from investors. Former breweries have been transformed into modern housing, providing residents with proximity to Center City at relatively lower prices.
- Olde Kensington: Nestled between Fishtown and Northern Liberties, Olde Kensington has undergone significant revitalization, attracting millennial renters and homebuyers.
Remember to conduct thorough research and consider factors like property values, rental demand, and development projects when making your investment decisions
Why We’re the Best Hard Money Lenders for Investors in Philadelphia
Whether you’re flipping a duplex in Fishtown or building out rentals in University City, we deliver fast, flexible financing that sets us apart as the best hard money lenders for investors in Philadelphia.
Philadelphia Hard Money Lending FAQs
How fast can I get a rehab loan in Pennsylvania?
We specialize in fast hard money rehab loans across Pennsylvania, including the Philadelphia metro. Approvals are typically issued within 30 minutes with closings in as few as 7 business days.