Hard Money Lenders St Louis MO
As one of the go-to hard money lenders in St Louis Missouri, HardMoneyMan.com offers hard money loans in St Louis with fair terms and a fast process. Click the button to get started by sending a few quick pieces of info.
Where To Find St Louis MO Hard Money Lenders
The Leader in Hard Money Loans in St Louis
Submitting your application package is quick and easy.
Hard Money Loans St. Louis – Close in 7–10 Days
Fast, flexible financing for St. Louis investors. Approvals in 24 hours. Same‑day draws available.
Why Choose HardMoneyMan in St. Louis?
- Close in as little as 7–10 days
- Approvals in 24 hours
- Credit challenges? No problem — we lend on property value
- Programs: Fix & Flip, Spec Construction, DSCR Rentals, Multifamily, Commercial
- 26,000+ loans funded, $3.5B+ in volume
Loan Programs Available in St. Louis
Fix & Flip Loans
Up to 90% purchase + 100% rehab, staged draws, fast closings in 7–10 days.
Spec Construction Loans
1–4 unit residential builds, staged draws, approvals in 24 hours.
DSCR Loans
Qualify based on rental income, not personal income documentation.
Multifamily Loans
Financing for 5+ unit apartment buildings across St. Louis.
Commercial Loans
Asset‑based loans for offices, retail, mixed‑use, and industrial properties.
Investing in St. Louis Real Estate
St. Louis offers diverse opportunities for investors — from historic homes in South City to new developments in Clayton and rental demand in University City. Traditional lenders often hesitate on properties needing work or borrowers with credit challenges. HardMoneyMan steps in with fast, flexible capital so you can act quickly and secure deals.
Case Study: St. Louis Fix & Flip Success
An investor purchased a duplex in St. Louis for $80,000 using a HardMoneyMan Fix & Flip loan. With $40,000 in renovations, the property sold for $175,000 within six months — netting a $55,000 profit after loan payoff and costs. Fast funding and staged draws made the project possible.
St. Louis Fix and Flip Loans
St. Louis Ground up construction loans
30 Year DSCR Rental Loans in St. Louis
St. Louis 5+ unit apartment building lender
Asset Based Loans in St. Louis
Commercial Hard Money Loans in St. Louis
Frequently Asked Questions
How fast can I close in St. Louis?
Most loans close in 7–10 days, with approvals issued in 24 hours.
Do you offer fix and flip loans?
Yes. We provide short-term fix and flip loans with flexible draws and fast closings.
What equity is required for spec home loans?
Builders typically need 20–30% equity, with lot value often counting toward this requirement.
Do you finance rental properties?
Yes. DSCR loans qualify based on rental income, not personal income documentation.
Do you finance multifamily properties?
Yes. We provide loans for 5+ unit apartment buildings across St. Louis.
Are commercial properties eligible?
Yes. We provide asset-based loans for offices, retail, mixed-use, and industrial properties.
Do you lend to LLCs and entities?
Yes. All programs can be closed in LLCs or other entities.
Is Airbnb or short-term rental income considered?
Yes. Documented short-term rental income can be used for DSCR qualification.
Ready to Fund Your St. Louis Project?
Apply today and close in as little as 7 days with same‑day draws available.