#1 Hard Money Lenders Boston Massachusetts for Real Estate Investors since 1998
As one of the go-to hard money lenders in Boston MA, HardMoneyMan.com offers hard money loans in Boston with fair terms and a fast process. Click the button to get started by sending a few quick pieces of info.
Where can I Find Boston Massachusetts Hard Money Lenders
The Leader in Hard Money Loans in Boston
Submitting your application package is quick and easy.
Hard Money Loans Boston – Close in 7–10 Days
Fix & Flip, Spec Construction, DSCR Rentals, Multifamily, Commercial, and Asset Based Loans across Massachusetts.
Boston Hard Money Loan Programs
- Fix & Flip Loans: Up to 90% purchase + 100% repairs.
- Spec Construction Loans: Builder financing with staged draws.
- DSCR Loans: Rental income qualification, no personal income docs.
- Multifamily Loans: Financing for 5+ unit apartment buildings.
- Commercial Loans: Offices, retail, mixed‑use, and industrial properties.
- Asset Based Loans: Collateral‑driven financing for investors.
Where We Lend in Massachusetts
We provide hard money loans in Boston and across Massachusetts, including Cambridge, Worcester, Springfield, Lowell, Brockton, Quincy, Lynn, and New Bedford.
Boston Fix and Flip Loans
Boston Construction Loans
Boston Rental Loans
Boston Multi Family Loans
Asset Based Loans in Boston
Commercial Hard Money Loans in Boston
Frequently Asked Questions
Do you offer fix and flip loans in Boston?
Yes. We provide short-term fix and flip loans statewide with fast closings and flexible draws.
What equity is required for spec home loans?
Builders typically need 20–30% equity, with lot value often counting toward this requirement.
How do construction loan draws work?
Funds are released in stages as renovations or construction milestones are completed and verified.
What DSCR is required in Massachusetts?
Most DSCR loans require at least 1.0, meaning rental income covers debt service.
Do you finance 5+ unit apartment buildings?
Yes. Multifamily loans are available for 5+ unit properties across Massachusetts.
Are commercial properties eligible?
Yes. We provide asset-based loans for offices, retail, mixed-use, and industrial properties.
Do you offer asset based loans?
Yes. Asset based loans qualify borrowers using collateral value rather than personal income documentation.
How fast can I close?
Most Boston loans close in 7–10 days depending on documentation.
Do you lend to LLCs and entities?
Yes. All programs can be closed in LLCs or other entities.
Is Airbnb or short-term rental income considered?
Yes. Documented short-term rental income can be used for DSCR qualification.
Ready to Fund Your Boston Project?
Apply today and close in as little as 7 days with same‑day draws available.