Asset Based Hard Money Lenders Arkansas | No Credit, Fast Closings
As one of the go-to hard money lenders in Arkansas, HardMoneyMan.com offers hard money loans in AR with fair terms and a fast process. Click the button to get started by sending a few quick pieces of info.
Looking for fast, flexible real estate funding in Arkansas without the hassle of credit checks or income documentation?
HardMoneyMan.com LLC is the go-to asset based hard money lenders Arkansas investors trust. With over 25,000 deals funded, $3.5B+ in capital deployed, and 25+ years of experience, we specialize in equity-driven lending for 1–4-unit residential properties and commercial properties. This is not meant as a rehab or construction program.
Whether you’re investing in Little Rock, Fayetteville, Jonesboro, or anywhere in the state, we fund deals based on property value and exit strategy—not your credit score.
Submit Your Deal - Get Approved in 30 Minutes
We Lend in:
Little Rock, Fayettville, Fort Smith, Springdale, Jonesboro, North Little Rock, Conway, Rogers, Pine Bluff, Bentonville and most cities in Arkansas
Why Choose Asset Based Hard Money Lenders in Arkansas?
Ready to Fund Your Arkansas Property?
No Credit Requirements
We fund deals with no credit score minimum
1-day out of bankruptcy OK
No tax returns, pay stubs, or bank statements required
Fast Closings
Approvals in under 30 minutes
Closings in 7–10 days
Title and appraisal managed by in-house underwriting.
Equity-Based Lending
We lend based on property value, not borrower profile
Ideal for investors with recent credit events or unconventional income
What Is an Asset Based Hard Money Loan?
An asset based hard money loan is a private real estate loan secured by the value of the property—not the borrower’s credit or income. These loans are perfect for:
Investors with low or no credit
Borrowers recovering from bankruptcy or foreclosure
Self-employed individuals with non-traditional income
Investors seeking fast closings for time-sensitive deals
Where We Lend in Arkansas
We fund deals statewide, including:
Little Rock
Fayetteville
Fort Smith
Jonesboro
Springdale
Conway
Bentonville
Pine Bluff
Hot Springs
Rogers
If your property is in Arkansas, we can fund it.
Borrower Scenario: No Credit, Fast Funding
“I had no credit score and was 2 weeks out of bankruptcy. HardMoneyMan funded my duplex in Little Rock in 16 days. No income docs, no hassle. I’ve used them twice since.” — T. McDaniel, Little Rock, AR
Glossary of Lending Terms
Asset Based Hard Money Loan A private loan secured by the value of the property rather than the borrower’s credit or income.
Loan-to-Value (LTV) The ratio of the loan amount to the appraised value of the property.
Bridge Loan Short-term financing used to “bridge” the gap between purchase and refinance or sale.
Stabilized Property A property that is at least 80% occupied and generating consistent rental income.
Equity-Based Lending A financing model that prioritizes property equity and exit strategy over borrower qualifications.
Arkansas Fix and Flip Loans
Arkansas Construction Loans
Arkansas Rental Loans
Arkansas Multi Family Loans
Asset Based Loans in Arkansas
