Baltimore is one of the most dynamic real estate markets on the East Coast—and HardMoneyMan.com LLC is proud to be a trusted funding partner for investors across the city. From Federal Hill to Park Heights, we fund fix & flips, rentals, and commercial deals with speed and precision.
Why Baltimore Is a Hot Market
Investor-Friendly Neighborhoods:
- Federal Hill: High-end flips and short-term rentals
- Canton: Waterfront appeal and strong resale values
- Park Heights: Affordable entry points for flips
- Hampden: Trendy area with rising demand
- Mount Vernon: Historic charm and multifamily potential
Market Stats:
- Median home price: ~$225K
- Average rental yield: 8–10%
- High turnover and renovation opportunities
Loan Programs for Baltimore Investors
Fix & Flip Loans
- Up to 90% Loan to Cost
- 100% rehab financing
- 12-month terms with interest-only payments
Rental Loans
- DSCR-based
- 30-year fixed or ARM
- No income verification
Bridge Loans
- Mixed-use, multifamily, retail
- Fast closings
- Flexible exit strategies
Why Investors Choose Us
- Local market expertise
- Fast closings (7 days or less)
- No income docs or tax returns
- Transparent terms and fees
- Trusted by hundreds of Baltimore investors
Recent Baltimore Deals
- $190K flip in Highlandtown funded in 6 days
- $250K rental loan in Charles Village
- $300K bridge loan for a mixed-use property in Fells Point
Baltimore moves fast. So should your funding.
FAQs — Hard Money Lenders Baltimore MD
FAQs — Hard Money Lenders Baltimore MD
Baltimore Hard Money Lenders – Why Choose Us?
We're in the Business
We’ve rehabbed, sold and rented investment properties ourselves. We know what to look for so you can be confident that your project will result in profit.
We're a Direct Lender
We loan the money. We don’t find the money form someone else. This means you can rest easy knowing that if we approve your loan, it’s going to get funded. No surprises.
We're Fast and Efficient
We can give you preliminary approval in as little as 24 hours and have your loan closed and paid out in less than 7-10 days. We’re the most efficient hard money lender in Baltimore.
We're Investor Focused
We consider you our partner and we want you to make money. We make it a point to look at our loans from all angles to make sure you’re going to get a fair return.
Baltimore Hard Money Real Estate Market
Foreclosure Rates for Baltimore MD
Investors who want to find deals from foreclosure properties can consider these statistics to understand the Baltimore real estate market for pre-foreclosures, auctions, and bank-owned properties.
As one of the top hard money lenders in Baltimore, we work with investors every day who are looking for foreclosure opportunitites.
Sale Prices in Baltimore MD
Real estate sales in Baltimore still support an active fix/flip market. You want to closely monitor your average days on the market because when you are flipping properties, this is the best indicator of how long it will take you to sell once the property is completed.
As one of the top hard money lenders in Baltimore, we work with investors every day who are looking for flip/rehab opportunities in Baltimore.