•  House flippers
•  New home builders
•  Landlords and rental investors
•  Multifamily and commercial property buyers

You find the deal we fund the deal! 

With over 26,000 deals funded nationwide and $3.5B in real estate financing, we know what it takes to help investors scale.

Why Alabama Investors Choose HardMoneyMan.com LLC

• Direct Lending—No Middlemen
• Fast Closings—7 to 14 Days
• Same-Day Rehab Draws via Snap App
• No Income Verification Required
• Expert Support from Real Estate Investors Who Lend

We don’t just fund deals—we understand them. Our team includes active investors who’ve flipped, built, and rented properties themselves. That means we evaluate your project with a profit-focused lens and structure loans that work for your bottom line.

Our Loan Programs in Alabama

 Fix & Flip Loans

• Up to 90% of purchase price
• 100% of rehab costs
• Interest-only payments
• Fast closings in 7–10 days

Perfect for investors looking to renovate and resell quickly. We fund first-time flippers and seasoned pros alike.

 Spec Construction Loans

• Ground-up builder financing
• Lot equity accepted
• Same day draws
• No income docs required

Ideal for builders developing new homes in high-demand areas like Huntsville or Auburn.

 DSCR Rental Loans

• 30-year fixed rates
• No income verification
• Designed for BRRRR strategy
• Refinance short-term loans into long-term rentals

Great for landlords building passive income portfolios across Alabama.

 Multifamily Bridge Loans

• 5+ unit properties
• stabilized only 
• Competitive rates
• Fast underwriting

Whether you’re repositioning a small apartment building or expanding your holdings, we’ve got you covered.

How Our Process Works

1. Submit Your Deal Scenario Include purchase price, rehab budget, and ARV.
2. Get a Fast Quote Transparent terms delivered within 24 hours.
3. Finalize Appraisal & Underwriting We focus on property value—not your credit score.
4. Close in 7–14 Days Same-day rehab draws available via our Snap App.

Alabama 5+ unit apartment building lender

Commercial Hard Money Loans in Alabama

Case Studies for Previously Funded Deals for some of our Alabama Real Estate Investors

Fix and Flip Loan in Mobile Alabama – Funded!

Who We Serve Across Alabama

We lend in every major market—and plenty of smaller ones too:

• Birmingham
• Mobile
• Huntsville
• Montgomery
• Tuscaloosa
• Hoover
• Dothan
• Auburn
• Madison
• Decatur

Whether you’re in a booming metro or a quiet suburb, we’re ready to fund your next deal.

What Sets Us Apart

•  Experience: 25+ years in hard money lending
•  Investor-Focused: We’ve flipped, built, and rented ourselves
•  Direct Access: Speak with a decision-maker—not a call center
•  Creative Structuring: We tailor loans to your strategy
•  Fast Funding: Close in days, not weeks

Case Studies: Alabama Deals We’ve Funded

Birmingham Fix & Flip

• Purchase: $120K
• Rehab: $45K
• ARV: $225K
• Funded: 90% purchase, 100% rehab
• Timeline: Closed in 8 days

Mobile Spec Build

• Lot equity used as down payment
• Ground-up construction loan
• Same-day draws
• Sold for $340K

Montgomery DSCR Rental

• Refinance of short-term loan
• 30-year fixed DSCR loan
• No income docs
• Cash-flowing duplex
• Closed in 15 days

Tips to Maximize Your ROI with Hard Money

•  Choose properties in high-demand areas
•  Present a strong exit strategy (flip, refinance, hold)
•  Keep your numbers tight and realistic
•  Have reserves for unexpected costs
•  Work with reliable contractors

Alabama Real Estate Market Report | Investment Insights & Fast Funding

Looking to invest in Alabama real estate? From Birmingham to Mobile, and Tuscaloosa to the Gulf Coast, Alabama offers strong potential for both fix and flip projects and long-term rental investments.

At HardMoneyMan.com LLC we’re not just the #1 hard money lender in Alabama—we’re your strategic funding partner. We help investor’s structure deals, close quickly, and scale confidently with loan programs built for speed and flexibility.

 Alabama Real Estate Investing: Market Highlights

• Median Home Price: $317,700

• Price Per Square Foot: ~$116

• Hot Investment Markets: Birmingham, Hoover, Center Point, Mobile, Roebuck, Huffman

• Sales Velocity: Average time on market is 3.5 months

• Market Trends:

  • Median sales up 12% since 2021

  • Median home value up 9.2%

  • Transaction volume surged 24% from 2021 to 2022

Why Use HardMoneyMan.com LLC in Alabama?

• Trusted since 1998 with 26,000+ deals funded nationwide

• Fast closings in 7–14 days

• Up to 90% purchase and 100% rehab financing

• Expert support through every step—from appraisal to draws to loan payoff

• Specialized programs for fix & flip, spec home builds, and DSCR rental loans

 Get Funding & Start Your Alabama Investment Today

Don’t wait on traditional lenders. Get the capital you need to seize opportunities fast in Alabama’s thriving real estate market.

 Call (866) 461-2695 or Apply Here 

What are the typical loan programs you offer as hard money lenders in Alabama?

What types of properties qualify for hard money loans from Hardmoneyman.com in Alabama?

Our niche is 1-4 unit residential properties that you are either going to fix and flip or hold as a 30 year rental, or ones that you are building (ground up construction). We will look at 5+ unit apartment buildings that are in need of rehab or are stabilized.

When real estate investors are in need of fix and flip loans in Alabama, rental property as well as rental portfolio loans, 5+ unit multifamily bridge and 30-year loans, and ground-up construction loans, it turns out the #1 choice for Hard Money Lenders Alabama is HardMoneyman.com LLC.

How do I choose the right hard money lenders in Alabama for my investment property?

This is where we separate ourselves from other lenders, we under promise and overdeliver time after time! You speak with a decision-maker on all phone calls and by email (you can even text us too!) not some account executive that is just reading off their product matrix and hoping to fit your loan in their box.

How do you find a hard money lender in Alabama?

From Birmingham to Montgomery, Hardmoneyman.com LLC has helped real estate investors from new to experienced achieve their investment goals. Regardless of your location in Alabama, Hardmoneyman.com LLC is there to help you achieve your funding needs.

Our quick and efficient process from intake to underwriting to closing, and then draws done in-house with our construction team, make us the market-leading hard money lenders Alabama.

Contact us today and discover why we are the premier hard money lenders for Alabama real estate investors.

Don’t make the BIG mistake of trusting just any hard money lenders in Alabama for your deals.

Hardmoneyman.com LLC is #1 in the industry for hard money loans in Alabama for a reason.

We close! It’s that simple.

Alabama has some of the hottest real estate investing markets like Birmingham, Mobile, · Huntsville, Montgomery, and Tuscaloosa. HardMoneyman.com LLC has closed loans for rehabs, ground-up construction as well as rentals in all of them!

If you’re wondering about the best markets to do fix and flip loans in Alabama, click here for a great resource to real estate investing in Alabama in 2022, you should check out this blog.

If you’re a local real estate investor in Alabama and you’re looking for a place to get info, education, find a mentor or even meet possible partners in your next deal, you should try out the Alabama Real Estate Investors Association.

Alabama Fix and Flip Loans

Fix and flip projects are made up of two main components, the quick turn around as well as fast closing hard money loans. This is why so many real estate investors in Alabama who are looking for fix and flip hard money lenders in Alabama turn to us. We have funded thousands of projects in Alabama and yours could be next.  For experienced flippers we lend 90% of the purchase and 100% of the repair costs. We will fund first time investors as well!