Construction Loans Construction Loan Program Call 516-526-8445

Hassle-free hard money fix and flip loans

Experience Credit Score Minimum Interest Rate Points Advance Rate On Lot Purchase Advance Rate On Construction Completed


Property Types Pre-Pay Penalty Extensions Closing Loan Size Loan Terms
Any 600 Mid 8.5%-12% 2-3 Up to 90% Up to 90% 65%-70% Single Family, Multi Family (4 units max) No Available 7 days $45K – $5M 13 Mo.


We are now funding ground up construction loans in 41 states and Washington DC. Are you building a spec home? Do you own lots but don’t have the funds to go vertical? We are looking to work with builders that own their land/lots free and clear. If you have a lot or subdivision and need money to go vertical, we want to see your loan request.

construction loans

Spec Home funding – #1 Construction Loan Lender  

  • This program is now available in the following states:  AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, IL, IN, IA, KS, KY, LA, MD, MA, MI, MN, MS, MO, NE, NH, NJ, NY, NC, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, WA, WV, WI
  • 7 day closings
  • Same day decisions
  • If you own the land that will be considered your skin in the deal
  • We lend up to 90% of lot purchase and 90% of the construction costs.
  • Rates from 9.99-12%
  • 1st time builders OK
  • Loan amounts from 45k – 3m (125k in NY State)
  • Larger loans considered case by case


With construction spending in the US rising to its highest level in nearly 5 years there is a higher demand for new homes, which in turn leads to builders looking for quicker, more reliable funding than traditional bank lending. We aim to fill the gap left by banks in this area! Closings in as little as 7 days. Don’t trust your construction loans to your banker, let a lender that actually lends money fund your next construction project.


Get Approved in Minutes!