Investment Property Loan Programs

Hardmoneyman .com LLC provides the most competitive loan programs for investors nationwide.

Loan Options for Every Investment Strategy

HardMoneyMan.com LLC offers a large selection of Investment Property loan options for our investors. From fix and flip loans, to new construction, to rental loans and more, we’ve got the perfect loan for your needs. Fast closings from a direct lender in as little as 7 days. Get approved within 30 minutes. Just click Apply here on the top of the screen to get started. 

Spec Home Construction Loans

  • 12-24 Month Loan
  • Loans from $100k – $3M
  • Up to 70% of lot + 100% build cost
  • Up to 80% total loan to cost (Lot + Build x 80% = max loan)
  • Rates Start at 11%to 12%
  • Must have 3 or more new build and sale in the last 36 months to qualify
  • 680+ mid credit required

Fix and Flip (ARV Loans)

  • 12 Month term (18 months available on larger projects)

  • Loans from $50k Loan Amount to $7M

  • Up to 85% of the Purchase and 100% of the repairs 

  • Rates Start at 10.99%

30 Year Rental Loans for Landlords

  • 5/1 ARM, 7/1 ARM, 10/1 ARM, 30 Year Fixed

  • Loans from $50k to $2M

  • Up to 80% Loan to value on purchases

  • Up to 75% Loan to value on refinances

  • 660 Mid credit or better

  • Interest Only Options Available

Short Term Rental Loans – Stabilized Bridge

12 Month Term – no pre-payment penalty

  • Qualify on property DSCR 1.2 or better

  • 660 Mid credit and up

  • Up to 80% loan to value on purchases for qualified borrowers/properties

  • Up to 75% loan to value on refinances for qualified borrowers/properties

  • Rates Start at 11%

5 to 20 Unit Apartment Buildings and Mixed Use

Rehab Loans

  • 18 Month term
  • Loans from $250k to $10M
  • Up to 80% Loan to cost
  • Rates from 7.49%
  • 680+ Mid Credit Required

Stabilized Long Term

  • 30 Year Term
  • Loans from $250k to $3M
  • Up to 75% Loan to Value
  • Rates Start at 4.5%
  • 680+ Mid Credit Required

Same Day Decisions. 7 Day Closings.