The #1 Rated Hard Money Lenders Pennsylvania since 1998 – HardMoneyMan.com LLC

As one of the go-to hard money lenders Pennsylvania, HardMoneyMan.com offers hard money loans in PA with fair terms and a fast process. Click the button to get started by sending a few quick pieces of info.

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Investment Property Hard Money Loans throughout all of Pennsylvania – Fix and Flips, New Construction, Rental Loans, Multi-family

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Close your Hard Money Loans in PA in 7 -10 days with us.

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Submitting your application package is quick and easy.

American Association of private lenders member

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Hard Money Loans in Pennsylvania – Fast Closings, Local Expertise

Over $3.5B funded nationwide. Serving PA investors since 1998.

Get Pre-Approved in 30 Minutes

Watch this video on how to work with Hard Money Lenders Pennsylvania from HardMoneyMan.com LLC

How Our PA Hard Money Loans Work

We Lend in:

Philadelphia, Pittsburg, Allentown, Erie, Reading, Scranton, Bethlehem, Lancaster, Levittown, Harrisburg and all cities in Pennsylvania

Fix & Flip Loans for Pennsylvania Investors

Short-term financing for distressed properties. Fast draw schedules, flexible terms, and support for first-time flippers.

Funding for single-family, duplexes, and small multis
Draw-based disbursements tied to renovation milestones
Available statewide: Philly, Pittsburgh, Allentown, Erie

Ground-Up Construction Loans in PA

Build new residential or mixed-use properties with flexible draw schedules and fast approvals.

Ideal for infill lots, teardown rebuilds, and new developments
Draw-based funding tied to construction phases
Available for builders and investors across Pennsylvania

Asset-Based Hard Money Loans – No Income Docs or Credit Score

We fund deals based on equity—not paperwork. No income verification. No FICO. Just fast closings.

Residential, commercial, mixed-use, and 5+ unit buildings
Available statewide with no credit or income requirements
Perfect for investors with recent mortgage lates or bankruptcy

30-Year DSCR Rental Loans in Pennsylvania

Our DSCR (Debt Service Coverage Ratio) loans are designed for real estate investors with stabilized rental properties. These long-term loans are ideal for buy-and-hold strategies across Pennsylvania.

Available for single-family, duplexes, and small multifamily
Based on rental income—not personal income
30-year fixed or adjustable terms
Eligible in Philadelphia, Pittsburgh, Allentown, and more

Commercial Hard Money Loans in Pennsylvania

We offer fast, flexible funding for commercial real estate projects across the state. Whether you’re acquiring, refinancing, or repositioning a property, our commercial hard money loans deliver speed and certainty.

Retail, office, warehouse, and mixed-use properties
Short-term bridge and repositioning loans
Fast closings with minimal documentation
Available statewide

Hard Money Loans for 5+ Unit Apartment Buildings

We fund multifamily properties with five or more units, including walk-ups, garden-style, and mid-rise buildings. Perfect for value-add, repositioning, or refinance scenarios.

Funding available for acquisitions and cash-out refis
Flexible terms based on equity and property value
Eligible in urban and suburban markets across PA

Mixed-Use Hard Money Loans in Pennsylvania

We specialize in funding mixed-use properties that combine residential and commercial space. Whether you’re renovating or refinancing, we offer fast approvals and flexible terms.

Retail + residential combinations
Available for purchase, rehab, or refinance
No income verification for asset-based deals
Statewide coverage

PA Case Study: $240K Flip in Harrisburg

Funded in 7 days. Investor purchased a distressed duplex, renovated with $60K in draws, and sold for $390K.

Read Full Case Study

We Fund Deals Across Pennsylvania

Philadelphia
Pittsburgh
Allentown
Erie
Scranton

Need funding in your city? Apply now and get pre-approved in 30 minutes.

What are the typical loan programs you offer as hard money lenders Pennsylvania?

Pennsylvania Fix and Flip Loans

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Pennsylvania Construction Loans

Pennsylvania Rental Loans

Pennsylvania Multi Family Loans

Promotional graphic with bold red and black text reading "ASSET BASED LOANS – NO CREDIT REQUIREMENTS," highlighting alternative financing options for real estate investors based on property value rather than credit history.

Asset Based Loans in Pennsylvania

Bold red text on a black background reads "COMMERCIAL HARD MONEY LOANS" — promotional graphic emphasizing financing for commercial real estate investors.

Commercial Hard Money Loans in Pennsylvania

Pennsylvania Hard Money Lenders – Why Choose Us?

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We're in the Business

We’ve rehabbed, sold and rented investment properties ourselves. We know what to look for so you can be confident that your project will result in profit.

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We're a Direct Lender

We loan the money. We don’t find the money form someone else. This means you can rest easy knowing that if we approve your loan, it’s going to get funded. No surprises.

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We're Fast and Efficient

We can give you preliminary approval in as little as 24 hours and have your loan closed and paid out in less than 7-10 days. We’re one of the most efficient hard money lenders in Pennsylvania.

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We're Investor Focused

We consider you our partner and we want you to make money. We make it a point to look at our loans from all angles to make sure you’re going to get a fair return.