Asset Based Lending in Chicago

Chicago investors don’t have time for red tape—and neither do we. Our asset-based lending program is built for speed, simplicity, and certainty. We approve deals based on property equity, not your credit score or income history. Whether you’re buying a rental in Humboldt Park, refinancing a mixed-use building in Pilsen, or unlocking equity from a commercial space in West Loop, we move fast. No tax returns. No paystubs. No DSCR requirement. Just real capital for real estate. We fund single-family rentals, multifamily buildings, mixed-use assets, and commercial properties throughout Cook, DuPage, and Lake counties. Our process is streamlined: apply online, get pre-approved in 30 minutes, and close in as little as 2 weeks. With over 26,000 loans funded nationwide, we understand the urgency behind every deal. If your property has value, we’ll help you leverage it—no matter your credit score or income situation. This is Chicago lending, redefined.

Fast Closings for Chicago Real Estate Investors

In a city where speed wins deals, our asset based lending program gives Chicago investors the edge. We don’t ask for income docs, credit reports, or lengthy financials. Instead, we focus on what matters: the equity in your property. Whether you’re flipping a two-flat in Logan Square or refinancing a retail space in Uptown, we offer fast, flexible funding with minimal friction. Our loans cover single-family rentals, multifamily buildings, mixed-use properties, and commercial assets across the Chicago metro. We lend up to 50% of purchase price or as-is value, and every deal includes a full appraisal. Most closings happen in 2 weeks or less. No income verification. No credit score minimum. Just streamlined approvals and real capital—when you need it most. If you’ve been turned down by banks or delayed by traditional lenders, our Chicago asset based lending program is your shortcut to closing. Apply today and let your property do the talking.

Get Pre-Approved in 30 Minutes

No income docs. No credit score. Just fast, equity-based funding in Chicago.

Apply Now

Or call us at 866-461-2695

Frequently Asked Questions

Do you lend on mixed-use buildings in Chicago?
Yes, we fund mixed-use properties throughout the Chicago metro area.
Can I qualify with low credit?
Yes. We do not require a minimum credit score for asset-based lending.
Do you require income documentation?
No income docs are required. We underwrite based on property equity.
How fast can I close?
Most deals close in 2 weeks. Commercial properties may take up to 3 weeks.
Do you lend on multifamily properties?
Yes. We fund 5+ unit apartment buildings, duplexes, and small multifamily assets.
Is a full appraisal required?
Yes. We require a full appraisal for all Chicago asset-based loans.
Do you offer loans for ground-up construction?
No. Our asset-based program does not include construction financing.
Can I refinance a property I already own?
Yes. We offer refinance loans up to 50% of as-is value.