#1 Hard Money Lenders Atlanta for Real Estate Investors Since 1998
As one of the go-to hard money lenders in Atlanta GA, HardMoneyMan.com offers hard money loans in Atlanta with fair terms and a fast process. Click the button to get started by sending a few quick pieces of info.
Hard Money Lenders in Atlanta, GA
TL;DR: Fast Funding for Atlanta Investors
HardMoneyMan.com LLC provides private hard money loans in Atlanta for fix & flip, rental, new construction, and commercial projects. No income docs. No credit score required. Fast closings—often in 7 to 14 days. Lending since 1998.
Why Atlanta Investors Choose HardMoneyMan.com
With over 25,000 funded deals nationwide, we know what makes Atlanta’s real estate market tick. Whether you’re flipping in Grant Park, building in Buckhead, or refinancing a rental in Midtown, we deliver speed, flexibility, and local insight.
What Sets Us Apart:
- Lending since 1998
- 7-day closings on fix & flip deals
- 10-day closings on new construction
- 14-day closings on DSCR rental loans
- No income verification or credit score required on asset based loans
- Real investor testimonials and case studies
Apply Now or Explore Fix & Flip Loans
Ken Vesely: Your Strategic Lending Partner
Ken Vesely, founder of HardMoneyMan.com LLC, has been funding investors for over 25 years. He’s a seasoned lender and active investor in NJ and NY, specializing in fix & flip, spec construction, and DSCR loans. Ken’s approach is simple: fund profitable deals fast, with no fluff.
Loan Programs Available in Atlanta
- Fix & Flip Loans – Up to 90% purchase, 100% rehab
- DSCR Rental Loans – Cash-flow based, no income docs
- Bridge Loans – Fast capital for acquisitions or refi
- New Construction Loans – Ground-up projects welcome
- Commercial Hard Money Loans – Multifamily, mixed-use, retail
- Asset-Based Loans – Up to 50% LTV, credit challenges OK
Atlanta Market Snapshot
Atlanta continues to attract investors with strong rental demand, rising ARVs, and diverse property types. We fund deals in:
- Midtown
- East Atlanta
- West End
- Buckhead
- Decatur
- College Park
Why Atlanta Investors are Scaling Fast: Market Trends You Should Know
Atlanta Market Trends: What Investors Need to Know
Atlanta continues to be one of the most dynamic real estate markets in the Southeast. Here’s what investors are seeing in Q4 2025:
- Median Home Price: $400,000, with AVM values trending toward $422,000
- ARV Growth: Properties with ADUs or renovations are seeing 12–22% total return potential
- Rental Demand: Vacancy rates in premium neighborhoods like Buckhead and Virginia Highland are as low as 2–5%
- Foreclosure Activity: 493 properties currently in pre-foreclosure, with only 0.18% of homes in distress
- Equity Opportunity: Over 244,000 properties in Atlanta have more than 50% equity
This combination of low vacancy, high equity, and strong appreciation makes Atlanta a prime target for fix & flip, DSCR, and asset-based lending.

Real Results: How One Atlanta Investor Turned a Rehab into Monthly Cash Flow
Investor Case Study: East Atlanta ADU Flip
Investor: Marcus J., full-time flipper based in Decatur
Project: Converted a single-family home into a 1BR ADU rental + main residence
Funding: $275,000 hard money loan from HardMoneyMan.com LLC
Timeline: 9-week rehab, 14-day close
Exit Strategy: Refinanced into 30 year DSCR
ROI Breakdown:
- Rehab Cost: $65,000
- ADU Rental Income: $2,100/month
- Annual Net Income: $18,600
- Property Appreciation: 3.8% YoY
- Total Return (Year 1): 14.8%
“HardMoneyMan got me funded in 8 days. I closed in under two weeks and turned a single-family into a cash-flowing rental. I’m already scouting my next deal.” — Marcus J., Atlanta Investor
Hard Money Lenders in Atlanta, GA – HardMoneyMan.com
Atlanta’s #1 hard money lender for real estate investment since 1998 is HardMoneyMan.com LLC. We finance investment opportunities throughout Georgia and can be a huge help to investors seeking fast closings. We know that speed is your friend as an investor which is why we average 7 day closings on fix and flips in Atlanta, 10 day closings on new construction and 14 day closings on rental loans.
What Makes HardMoneyMan.com LLC Different from Other Hard Money Lenders in Atlanta, GA?
- Experience – we have been lending since 1998 and have made over 25,000 loans to real estate investors like yourself. We take pride in our market knowledge, our loan program knowledge (not some order taker kid that has to find out what they can do for you). We do NOT just fund any deal, it has to be a profitable deal for our borrowers, as your success turns into our success.
- Reliable and responsiveness – Ever try and reach one of your other lenders at 7am on a Sunday, only having to wait til Monday to get a reply (if your lucky)? We are available 7 days a week to answer your questions, price your loan out or just figure out if our loan programs are for you. The days of working with lenders that work 9-5 bankers hours are long gone. If your lender works those hours, do you really want to work with someone that isn’t available at 7pm on a Tuesday?