Hard Money Lender South Carolina
As the premier hard money lender in South Carolina, HardMoneyMan.com offers hard money loans in SC with fair terms and a fast process. Click the button to get started by sending a few quick pieces of info.
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Hard Money Lenders in South Carolina
HardMoneyMan.com LLC offers fast, flexible hard money financing across South Carolina for real estate investors.
From fix & flip projects to DSCR rentals, construction loans, and asset-based financing, we focus on property value
and exit strategy — not income docs. Close deals quickly and confidently in major markets like Charleston, Columbia,
Greenville, and Spartanburg.
Why Investors Choose Hard Money Loans in South Carolina
With strong population growth, rising housing demand, and expanding job markets, South Carolina presents lucrative investment opportunities.
Hard money loans empower investors to move fast, secure discounted properties, and execute renovations without bank delays.
- Fast closings (7–10 days)
- Property-based approval
- Flexible terms and leverage
- Financing for a range of investment strategies
We Lend in:
Columbia, Charleston, North Charleston, Mount Pleasant, Rockhill, Greenville, Summerville, Goose Creek, Sumter, Hilton Head Island and all cities in South Carolina
Fix & Flip Loans
Short-term loans for property acquisition and renovation.
- Up to 90% of purchase price
- Up to 100% of rehab costs
- Interest-only payments, 6–18 month terms
Service Areas: Charleston, Columbia, Greenville, Spartanburg, Myrtle Beach, Hilton Head Island
DSCR Rental Loans
Cash-flow focused financing for rental properties in South Carolina.
- No income docs required
- Ratings based on property Debt Service Coverage
- Available for single-family and multifamily rentals (up to 4 units)
Service Areas: Charleston Metro, Columbia Metro, Greenville-Spartanburg
Ground-Up Construction Loans
Financing for 1–4 unit residential construction projects.
- Stage draws based on progress
- Competitive leverage for qualified builders
Service Areas: Charleston, Mount Pleasant, North Charleston, Greenville
Asset-Based Loans
Loans focused strictly on property equity; no credit minimums.
- Up to 50% loan-to-value
- No income docs
- Ideal for free-and-clear properties
Service Areas: Statewide South Carolina
South Carolina Fix and Flip Loans
South Carolina Ground up construction loans
30 Year DSCR Rental Loans in South Carolina
South Carolina 5+ unit apartment building lender
Asset Based Loans in South Carolina
Commercial Hard Money Loans in South Carolina
South Carolina Investment Loan Case Studies
Fix & Flip – Charleston
Funded purchase + rehab of historic bungalow. Closed in 9 days, 90% LTV on purchase + rehab.
DSCR Rental – Columbia
Refinanced 4-unit rental. Cash-flow underwriting with no income docs required.
Asset-Based – Spartanburg
$1.1M loan at 50% LTV on a mixed-use property with strong equity and no credit minimums.
Southeastern Investment Coverage
Many South Carolina investors also purchase properties in nearby states. We provide hard money loans throughout
Georgia
and
North Carolina,
supporting real estate investors across the Southeast.
Frequently Asked Questions – South Carolina Hard Money Loans
How do hard money loans work in South Carolina?
They are short-term loans backed by property value and exit strategy, not income documentation.
How quickly can I get funded in SC?
Most loans close in 7–10 days once due diligence is completed.
Do hard money lenders in South Carolina require good credit?
Credit is reviewed but not the primary decision factor; property and deal strength matter most.
Can I use a hard money loan for a rental property in SC?
Yes — DSCR rental loans are available for single-family and multifamily rentals.
What fees are involved?
Typical fees include points, appraisal/inspection, and closing costs, disclosed upfront.