Hard Money Lender Louisiana – DSCR, Fix & Flip, Spec Construction & Commercial Loans
Louisiana investors and builders trust our hard money lender services for fast, reliable financing. We fund residential 1–4 unit rentals, fix & flip projects, spec home construction, and commercial properties, including office buildings, retail centers, warehouses, and mixed-use developments. Major cities served include New Orleans, Baton Rouge, Shreveport, Lafayette, and Lake Charles, with closings in 7–20 days depending on the loan type.
- ✅ DSCR Loans – 1–4 unit residential rentals
- ✅ Fix & Flip Loans – Up to 90% purchase + 100% rehab
- ✅ Spec Home Construction – Ground-up residential builds
- ✅ Asset-Based Loans – Residential & commercial properties
- ✅ Commercial Hard Money – Office, retail, warehouse, mixed-use
- ✅ Close in as Little as 7–20 Days
Investors and builders across Louisiana turn to hard money lender Louisiana for fast, flexible financing that keeps projects moving. Our loan programs are designed to fund a wide range of real estate deals, including 1–4 unit residential rentals, fix & flip properties, spec home construction, and commercial projects such as office buildings, retail centers, warehouses, and mixed-use developments. Serving key markets including New Orleans, Baton Rouge, Shreveport, Lafayette, and Lake Charles, we provide rapid closings in as little as 7–20 days, ensuring investors and builders can seize opportunities without delays.
Unlike traditional banks, our Louisiana hard money loans focus on the property’s value, project feasibility, and borrower experience. Whether you are an experienced investor or a first-time builder, partnering with hard money lender Louisiana gives you access to the capital you need for residential or commercial projects statewide. From DSCR rental loans to fix & flip and spec construction, we provide reliable, streamlined funding that eliminates bureaucratic hurdles while allowing you to grow your portfolio and maximize returns.
We Lend in:
New Orleans, Davenport, Shreveport, Metairie, Lafeyette, Lake Charles, Bossier City, Kenner, Monroe, Alexandria and most cities in Louisiana
Looking for fast closings and flexible terms? Click here to learn how our Louisiana asset-based hard money program works—no income docs, no credit score required.
Investment Loan Programs in Louisiana
Louisiana Fix & Flip Loans
Fast-turnaround loans for investors flipping single-family or 1–4 unit properties in Louisiana. Close in 7–14 days.
- Up to 90% Purchase
- 100% Renovation Funding
- Flexible Terms Based on Experience
Louisiana Spec Home Construction Loans
Finance speculative home builds with fast approvals and flexible draw schedules for Louisiana investors.
- Up to 80% of Construction Costs
- Interest-Only During Build
- Fast Draw Process
Louisiana 30-Year DSCR Rental Loans
Long-term rental loans qualifying by cash flow rather than income—perfect for buy-and-hold investors in Louisiana.
- 660+ Credit Score
- 1–4 Unit Properties
- Close in 14 Days
Louisiana 5+ Unit Multifamily Loans
Financing for investors acquiring or refinancing 5+ unit residential apartment buildings in Louisiana.
- Based on Cash Flow & Property Value
- Flexible Loan Sizes
- Fast Approvals
Louisiana Asset-Based Hard Money Loans
Loans secured by property assets for investors needing flexible financing without income documentation.
- Fast Closings
- Flexible Loan-to-Value
- Ideal for Experienced Investors
Louisiana Commercial Hard Money Loans
Financing for commercial real estate investors across Louisiana, offering fast funding and competitive terms.
- 1–50+ Unit Properties
- Flexible Terms & Rates
- Quick Closing Process
Why Choose Hard Money Lender Louisiana
With over 25 years of experience in funding real estate investors, Hard Money Lender Louisiana has become a trusted partner for borrowers across the state. We’ve closed tens of thousands of loans nationwide, helping investors and builders achieve their goals quickly and efficiently. Our team is composed of active real estate investors and landlords who understand the challenges of acquiring, renovating, and developing properties.
As a proud member of the American Association of Private Lenders, we maintain high ethical standards while offering programs tailored to your needs. Whether you’re pursuing fix & flip projects, rental/DSCR loans, spec home construction, or commercial investments, we provide financing solutions across Louisiana, including New Orleans, Baton Rouge, Shreveport, Lafayette, and Lake Charles. Our experience allows us to create loan packages that work for both first-time investors and seasoned professionals, giving you the flexibility and speed necessary to succeed in today’s competitive market.
Loan Process in Louisiana
Submit your loan scenario to determine maximum loan-to-value, interest rate, and term.
Receive a complete loan offer with detailed terms.
Accept the offer and complete the loan package along with required documents.
Appraisal: 3–5 business days depending on rush or standard processing.
Underwriting: typically a few hours up to 24 hours.
Closing: Fix & flip loans 7–8 days, spec construction loans 8–10 days, and DSCR rental loans in 14 days or less.
Frequently Asked Questions – Hard Money Lender Louisiana
A: We have 25+ years of experience, tens of thousands of loans closed nationwide, active real estate investors on our team, and membership in the American Association of Private Lenders. Our programs are tailored for fix & flip, DSCR/rental, spec home construction, and commercial loans.
A: We provide financing statewide, including New Orleans, Baton Rouge, Shreveport, Lafayette, and Lake Charles.
A: Yes. Our programs are designed for both first-time investors and experienced builders, with loan terms tailored to each project.
A: Submit your scenario for a quote, review the complete offer, accept and complete the loan package, then wait for appraisal, underwriting, and closing. Closing times vary: fix & flip 7–8 days, spec construction 8–10 days, DSCR rentals 14 days or less.
A: Closings typically range from 7–20 days depending on loan type and project readiness.