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Gap Funding – Should you rely on those that claim to provide it?

Mar 3, 2014 | Hard Money Blog, Hard Money Lenders Archives, HardMoneyMan.com News Archives

Gap Funding. What is it? Why are so many looking for it? And does it work? We will start with the first question – what is it? It is usually brought to a private money deal by a venture capital firm, or an angel investor, that covers the short fall between what...

Using a Real Estate Attorney to Protect Your Assets in a Hard Money Loan Transaction

Mar 3, 2014 | Hard Money Blog, Hard Money Lenders Archives, HardMoneyMan.com News Archives

While it is always a good idea to have an attorney overlook any contract before you sign, this is especially important when it involves a hard money lender in New Jersey. There are some laws that do not pertain to hard money lenders, and unless you know the legalities...

Reasoning Behind the Points on Hard Money Loans

Mar 3, 2014 | Hard Money Blog, Hard Money Lenders Archives, HardMoneyMan.com News Archives

New Jersey hard money lenders charge points on loans just like the typical traditional lender. The reasoning behind the two types of loans is completely different; the traditional lender charges points in most cases to offset charging a lower interest rate. The...

Can You File Bankruptcy if You Default on a Hard Money Loan?

Mar 3, 2014 | Hard Money Blog, Hard Money Lenders Archives, HardMoneyMan.com News Archives

The question of what happens to hard money lenders in NY is an important one—at least for the hard money lender. Can the borrower file bankruptcy in order to retain the property as a person can do with a traditional loan? What kind of protection is there for borrowers...

Hard Money Lender Fees that Drive Up Price and Points

Mar 3, 2014 | Hard Money Blog, Hard Money Lenders Archives, HardMoneyMan.com News Archives

Even though hard money lenders in NY are not in any way close to traditional lenders, they are far from being exempt from various fees in spite of their higher interest rates. It is important before you sign up with any hard money lender to be aware of the various...

How Do Lending Guidelines Apply to Hard Money Loans

Mar 3, 2014 | Hard Money Blog, Hard Money Lenders Archives, HardMoneyMan.com News Archives

Before you start researching New Jersey hard money lenders, there are some things you need to know from the start. One of the most important things is to understand the differences between traditional loans and hard money loans. Do not assume they fall under the same...
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