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Why Not Turn to Banks or Traditional Lenders for Hard Money Loans

Mar 3, 2014 | Hard Money Blog, Hard Money Lenders Archives, HardMoneyMan.com News Archives

Before you can understand why banks and traditional lenders are not sources of hard money loans, you need to understand the definition of a hard money loan. Hard money loans are last ditch efforts to obtain funding for projects usually after traditional lenders and...

Figuring LTV for a Hard Money Loan

Mar 3, 2014 | Hard Money Blog, Hard Money Lenders Archives, HardMoneyMan.com News Archives

Most people are familiar with the LTV for traditional loans and the usual determination of the market (appraised) value to the amount of the loan. Hard money loans work in a different way, especially when it involves a property that requires some heavy repair and...

Financing Beyond the Hard Money Loan

Mar 3, 2014 | Hard Money Blog, Hard Money Lenders Archives, HardMoneyMan.com News Archives

If you need more cash than what New Jersey hard money lenders are willing to provide, how do you obtain the rest of the cash you need? It’s a difficult question when you consider that a hard money loan is based solely on the value of the property. The hard money...

Using Hard Money Loans to Finance Properties Facing Bankruptcy or Foreclosure

Mar 3, 2014 | Hard Money Blog, Hard Money Lenders Archives, HardMoneyMan.com News Archives

For some people the road to success is a much more difficult one. More than a few potential business owners venture into ownership without really understanding the obstacles they might face. They don’t have enough capital reserves and when hard times hit they...

How Your Credit Rating May Affect Your Ability to Get a Hard Money Loan

Mar 3, 2014 | Hard Money Blog, Hard Money Lenders Archives, HardMoneyMan.com News Archives

If you have bad credit or no credit, how will that look to hard money lenders in NY? Will you have difficulty buying that investment property or the commercial apartment building or warehouse that caught your eye? Your credit rating is important to traditional lenders...

How to Roll an Existing Mortgage into a Hard Money Loan

Mar 3, 2014 | Hard Money Blog, Hard Money Lenders Archives, HardMoneyMan.com News Archives

While most commercial businesses rely heavily on traditional financing, there are circumstances when they may look toward hard money lenders in NY and roll all their mortgages into a short term hard money loan. Why would this be beneficial to a business to do this? It...
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