No Credit Check Hard Money in Jackson MS

Real estate investors in Jackson MS are often held back by traditional lenders who require high credit scores, tax returns, and income documentation. Our no credit check hard money in Jackson MS is built for speed and flexibility. We fund based on equity—not credit. Whether you’re acquiring a new property or refinancing one you already own, we offer fast closings and simple underwriting. There’s no DSCR requirement, no income docs, and no minimum credit score. If your property has value, we can move quickly. Our program is available throughout Jackson and Hinds County, and we fund single-family rentals, multifamily buildings, mixed-use properties, and commercial assets. With over 26,000 loans funded nationwide, we understand the needs of investors who need certainty and speed. Apply online, get pre-approved in 30 minutes, and close in as little as 2 weeks. If you’ve been turned down by banks or need a lender who looks at the deal—not your credit—our Jackson MS hard money program is ready to help.

Fast, Flexible Real Estate Loans Without Credit Checks

Jackson’s real estate market is full of opportunity—from duplexes near Belhaven to commercial buildings downtown. But traditional financing can be slow and restrictive. Our no credit check hard money loans eliminate those barriers. We don’t ask for credit scores, income documentation, or DSCR calculations. We fund based on property equity. If your deal makes sense, we move fast. Our program is ideal for investors who need to close quickly and avoid the red tape of conventional lending. We offer up to 50% of purchase price or as-is value on refinances, and we require a full appraisal. Loans are available for single-family rentals, multifamily properties, mixed-use buildings, and commercial assets. Whether you’re expanding your portfolio or refinancing an existing property, our Jackson MS program gives you the speed and flexibility you need. Apply online, get pre-approved in 30 minutes, and close in 2 weeks. No credit check. No income docs. Just equity-based funding when you need it.

Get Pre-Approved in 30 Minutes

No credit check. No income docs. Just fast, equity-based funding.

Apply Now

Or call us at 866-461-2695

Frequently Asked Questions

Do you check credit scores for Jackson MS loans?
No. Our program does not require a credit check or minimum score.
Can I qualify with recent mortgage lates?
Yes. We fund based on property equity, not payment history.
Do you require income documentation?
No income docs are required. We underwrite based on the property itself.
How fast can I close?
Most deals close in 2 weeks. Commercial properties may take up to 3 weeks.
Do you lend on multifamily properties?
Yes. We fund 5+ unit apartment buildings, duplexes, and small multifamily assets.
Is a full appraisal required?
Yes. We require a full appraisal for all Jackson MS hard money loans.
Do you offer loans for ground-up construction?
No. Our program does not include construction financing.
Can I refinance a property I already own?
Yes. We offer refinance loans up to 50% of as-is value.

Get Pre-Approved in 30 Minutes

No credit check. No income docs. Just fast, equity-based funding.

Apply Now

Or call us at 866-461-2695