The #1 Rated Hard Money Lenders Missouri – HardMoneyMan.com

As one of the premier hard money lenders in Missouri, HardMoneyMan.com offers hard money loans in MO with fair terms and a fast process. Click the button to get started by sending a few quick pieces of info.

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Where To Find Missouri Hard Money Lenders

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The Leader in Hard Money Loans in Missouri

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Hard Money Loans Missouri – Close in 7–10 Days

Hard Money Lenders Missouri offering Fix & Flip, Spec Construction, DSCR Rentals, Multifamily, and Commercial loans statewide. Approvals in 24 hours. Same‑day draws.

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Call 866‑461‑2695

Missouri’s Trusted Hard Money Lender

With over 25,000 deals funded and $3.5 billion in loans closed, HardMoneyMan.com LLC is the leading choice for investors seeking hard money loans in Missouri. We specialize in fast closings, approvals in 24 hours, and same‑day draws to keep your projects moving.

We Lend in:

Kansas City, Springfield, St. Louis, Columbia, Independence, Lee’s Summit, O’Fallon, St. Charles, St. Joseph, St. Peters and all cities in Missouri

Looking for asset based loans in Springfield MO? Click here to learn how we fund equity-driven deals with no income docs or credit score requirements.

Hard Money Loan Programs in Missouri

Fix & Flip Loans: Up to 90% purchase + 100% rehab. Popular in Kansas City, St. Louis, and Springfield.
Spec Construction Loans: Builder financing with staged draws. Ideal for new builds in Columbia and suburban St. Louis.
DSCR Loans: Rental income qualification, no personal income docs. Great for investors in Springfield and St. Charles.
Multifamily Loans: Financing for 5+ unit apartment buildings across Missouri metros.
Commercial Loans: Offices, retail, mixed‑use, and industrial properties in Kansas City and St. Louis.
Asset Based Loans: Collateral‑driven financing for investors statewide.

Where We Lend in Missouri

We provide hard money loans across Missouri, including Kansas City, St. Louis, Springfield, Columbia, Independence, St. Charles, Jefferson City, and Lee’s Summit. Whether you’re flipping a duplex in Kansas City or building new construction in Columbia, we’ve got you covered.

Case Studies: Missouri Hard Money Loans

Fix & Flip in Kansas City

An investor purchased a distressed single‑family home in Kansas City for $95,000. We funded 90% of the purchase and 100% of the rehab. After $45,000 in renovations, the property sold for $210,000, netting a $70,000 profit.

New Construction in St. Louis

A licensed builder secured financing for a 3‑bedroom new build in St. Louis County. With staged draws and same‑day inspections, the project stayed on schedule and sold above asking price.

DSCR Rental in Springfield

A landlord refinanced a duplex in Springfield using DSCR qualification. Rental income covered debt service, allowing the investor to cash‑out equity and expand their portfolio into Columbia.