Asset Based Loans in Detroit

Equity-driven hard money financing for Michigan real estate investors. No income verification. No DSCR. Fast closings.

Trusted by Detroit investors since 1998

26,000+ loans funded nationwide

$3.5B+ in volume

Neighborhoods we have funded in recently: Corktown, Midtown, New Center, and surrounding Wayne County

Program Highlights

  • No income documentation required
  • No credit score minimum
  • Up to 50% of purchase price or as-is value on a refinance
  • Full appraisal required
  • Closings in 2 weeks (3 weeks for commercial)
  • Available for SFR, multifamily, mixed-use, and commercial

Ready to Fund Your Detroit Deal?

We close fast—often in 2 weeks. Whether you’re acquiring, refinancing, or repositioning, we’ve got you covered.

Talk to a Loan Strategist

Ready to Fund Your Detroit Deal?

We close fast—often in 2 weeks. Whether you’re acquiring, refinancing, or repositioning, we’ve got you covered.

Talk to a Loan Strategist

Why Detroit Investors Choose Asset-Based Lending

Detroit’s real estate market is full of opportunity—from multifamily in New Center to mixed-use buildings in Corktown. But traditional lenders often require income docs, tax returns, and high credit scores. Our asset-based loans are different.

We fund based on equity, not income. Whether you’re acquiring, refinancing, or repositioning a property, we move fast—often closing in 2 weeks. No DSCR. No income verification. Just real estate-backed capital when you need it.

Frequently Asked Questions

Do you lend on mixed-use buildings in Detroit?
Yes, we fund mixed-use properties throughout Detroit and Wayne County.
Can I qualify with low credit?
Yes. We do not require a minimum credit score for asset-based loans.
Do you require income documentation?
No income docs are required. We underwrite based on property equity.
How fast can I close?
Most deals close in 2 weeks. Commercial properties may take up to 3 weeks.
Do you lend on multifamily properties?
Yes. We fund 5+ unit apartment buildings, duplexes, and small multifamily assets.
Is a full appraisal required?
Yes. We require a full appraisal for all Detroit asset-based loans.
Do you offer loans for ground-up construction?
Yes, but construction loans follow a different draw schedule. Contact us for details.
Can I refinance a property I already own?
Yes. We offer refinance loans up to 50% of as-is value.

Start Your Asset Based Loan Today

We’ve funded thousands of deals in Detroit and across Michigan. Let’s get yours done next.

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