Hard Money Lenders Iowa
As one of the go-to hard money lenders in Iowa, HardMoneyMan.com offers hard money loans in IA with fair terms and a fast process. Click the button to get started by sending a few quick pieces of info.
Where To Find Iowa Hard Money Lenders
The Leader in Hard Money Loans in Iowa
Submitting your application package is quick and easy.
Private Hard Money Lenders In Iowa
HardMoneyMan.com, LLC began lending on investment properties to real estate investors in Iowa in 1998. We have made over 3,000 loans in IA since our inception and we pride ourselves on being second to none on knowing our real estate market, in customer service, transparency and terms when it comes to hard money loans. We make loans in all of Iowa. Our niche are 1-4 unit residential properties that are in need of renovation. We also lend to local builders that are putting up new housing.
Being rehabbers ourselves, this is a huge benefit to our borrowers as we know what challenges many borrowers run into when dealing with lenders and we try to make sure those are avoided at all costs. There are unique opportunities and challenges in Iowa and its investors are taking advantage and dealing with them of them every day.
We offer Iowa hard money loans for the following programs:
We Lend in:
Des Moines, Cedar Rapids, Davenport, Sioux City, Iowa City, Waterloo, Ames, Council Bluffs, West Des Moines, Dubuque and most cities in Iowa
Iowa Hard Money Lenders – Why Choose Us?
Investment Loan Programs in Iowa
Iowa Fix & Flip Loans
Fast-turnaround loans for investors flipping single-family or 1–4 unit properties in Iowa. Close in 7–14 days.
- Up to 90% Purchase
- 100% Renovation Funding
- Flexible Terms Based on Experience
Iowa Spec Home Construction Loans
Finance speculative home builds with fast approvals and flexible draw schedules for Iowa investors.
- Up to 80% of Construction Costs
- Interest-Only During Build
- Fast Draw Process
Iowa 30-Year DSCR Rental Loans
Long-term rental loans qualifying by cash flow rather than income—perfect for buy-and-hold investors in Iowa.
- 660+ Credit Score
- 1–4 Unit Properties
- Close in 14 Days
Iowa 5+ Unit Multifamily Loans
Financing for investors acquiring or refinancing 5+ unit residential apartment buildings in Iowa.
- Based on Cash Flow & Property Value
- Flexible Loan Sizes
- Fast Approvals
Iowa Asset-Based Hard Money Loans
Loans secured by property assets for investors needing flexible financing without income documentation.
- Fast Closings
- Flexible Loan-to-Value
- Ideal for Experienced Investors
Iowa Commercial Hard Money Loans
Financing for commercial real estate investors across Iowa, offering fast funding and competitive terms.
- 1–50+ Unit Properties
- Flexible Terms & Rates
- Quick Closing Process
We're in the Business
We’ve rehabbed, sold and rented investment properties ourselves. We know what to look for so you can be confident that your project will result in profit.
We're a Direct Lender
We loan the money. We don’t find the money form someone else. This means you can rest easy knowing that if we approve your loan, it’s going to get funded. No surprises.
We're Fast and Efficient
We can give you preliminary approval in as little as 24 hours and have your loan closed and paid out in less than 7-10 days. We’re one of the most efficient hard money lenders in Iowa.
We're Investor Focused
We consider you our partner and we want you to make money. We make it a point to look at our loans from all angles to make sure you’re going to get a fair return.