Real Estate Loans After Bankruptcy
Just filed bankruptcy? You’re not alone—and you’re not out of options. Our asset-based loan program is built for real estate investors who need fast capital, even one day after discharge. We approve based on property equity, not credit score or income docs.
Why We Fund Investors Post-Bankruptcy
Traditional lenders require 2–4 years of seasoning after bankruptcy. We don’t. If your deal has equity, we can structure it—regardless of your credit history. Our process is fast, flexible, and designed for real estate professionals who need to move quickly.
- No seasoning period required
- No minimum credit score
- No income documentation
- Approvals in 24 hours
Who This Program Helps
This loan is ideal for:
- Investors one day out of Chapter 7 or Chapter 13 bankruptcy
- Borrowers with dismissed or discharged bankruptcies
- Real estate pros with equity-rich properties but no bankable credit
- Entrepreneurs with tax complexity or recent credit events
Explore More Funding Options
If you’re navigating credit challenges, our Asset-Based Hard Money Loans offer fast approvals based on property equity—not your FICO score.
Need funding but can’t show income? Our No Income Doc Loans are built for self-employed investors and entrepreneurs.
Have recent mortgage lates? Explore our Mortgage Lates Real Estate Loans program for flexible options.
Looking for a loan based purely on equity? Our Equity-Based Real Estate Loans are ideal for investors with free-and-clear properties or strong collateral positions.
Frequently Asked Questions
Can I get a loan one day after bankruptcy?
Yes. We approve deals even one day after discharge—no seasoning required.
Do you check credit scores?
No. Our approvals are based on property equity, not FICO scores.
What property types qualify?
We fund residential, mixed-use, and commercial deals nationwide.
Is income documentation required?
No. We skip income docs entirely.
How fast can I close?
We close most deals in 3–5 business days.