No Income Doc Real Estate Loans
Can’t show income? No problem. Our no income doc real estate loans are designed for investors who need fast capital without the paperwork. We approve based on property equity—not tax returns, W-2s, or pay stubs.
Why Investors Choose No Doc Loans
Traditional lenders require full documentation, but real estate investors often don’t fit that mold. Whether you’re self-employed, write off income, or operate through an LLC, we make funding simple and fast.
- No tax returns or W-2s
- No employment verification
- No DTI or bank statements
- Based on equity and exit strategy
Who This Program Helps
This loan is ideal for:
- Self-employed real estate investors
- Borrowers with complex tax returns or write-offs
- LLC or Corp owned properties
- Investors flipping or refinancing equity-rich properties
Explore More Funding Options
Just filed bankruptcy? Our Real Estate Loans After Bankruptcy program offers approvals one day after discharge.
Have recent mortgage lates? Check out our Mortgage Lates Real Estate Loans for flexible options.
Looking for a loan based purely on equity? Our Equity-Based Real Estate Loans are ideal for investors with strong collateral positions.
Need a broader overview? Visit our Asset-Based Hard Money Loans page to see how we fund deals nationwide.
Frequently Asked Questions
Do I need to show tax returns or pay stubs?
No. We don’t require any income documentation.
Can I qualify if I’m self-employed?
Yes. This program is built for self-employed investors and LLCs.
What property types qualify?
We fund residential, mixed-use and commercial deals nationwide.
Is credit score a factor?
No. We approve based on property equity, not FICO scores.
How fast can I close?
Most deals close in 10 business days.