Equity Based Real Estate Loans
Have equity but can’t qualify traditionally? Our equity based real estate loans are designed for investors who need fast capital without income docs or credit checks. If your property has value, we can structure a deal—no matter your financial profile.
Why Equity-Based Lending Works
We focus on the asset—not the borrower. If your property has sufficient equity and a clear exit strategy, we can fund it. No tax returns, no pay stubs, no credit score minimum. Just fast, flexible capital for real estate investors.
- No income documentation
- No credit score required
- Approvals based on property value
- Fast closings—10-12 days
Who This Program Helps
This loan is ideal for:
- Investors with free-and-clear properties
- Borrowers with high equity but poor credit
- Self-employed investors with complex income profiles
- Real estate pros flipping or refinancing equity-rich assets
Explore More Funding Options
Just out of bankruptcy? Our Real Estate Loans After Bankruptcy program offers approvals one day after discharge.
Can’t show income? Our No Income Doc Loans are built for self-employed investors and entrepreneurs.
Have recent mortgage lates? Explore our Mortgage Lates Real Estate Loans program for flexible options.
Need a broader overview? Visit our Asset-Based Hard Money Loans page to see how we fund deals nationwide.
Frequently Asked Questions
Can I qualify with poor credit?
Yes. We approve based on property equity—not your credit score.
Do I need to show income?
No. We skip income documentation entirely.
What property types qualify?
We fund residential, mixed-use and commercial deals nationwide.
How much equity do I need?
We typically fund up to 50% of the property’s current value.
How fast can I close?
Most deals close in 10-15 business days once the file is complete.