866-461-2695 ken@hardmoneyman.com

As a landlord investing in rental property, the likelihood of your need to apply for a loan for said property is high. You have to purchase the property and fix it to ensure it is in rentable and livable shape, and this process takes a lot of time and money that you may not have to spend out of pocket. Conventional lenders are consistently making it more and more difficult to qualify for a loan due to the risk they take on with investment properties, and if you’re not having luck with them, then we may have the solution for you.

At Hard Money Lenders NLDS Corp, our mission is to help you get the deal you need. We offer a private 30-year loan program specifically for landlords, and with it, you can get the loan you need to fully invest in the property you need, and close in as little as 20 days. With the 30-year fixed rate and our acceptance of credit scores from 630 and up, on top of our $45,000 plus loan amounts, our program is ideal for investors and landlords.

With our special landlord loan program, there’s also no need to worry about seasoning requirements, meaning you aren’t required to own the property for any length of time before we are able to approve you for the loan. Within the program, we offer fixed rates starting at 6.5%, and you never have to worry about your interest rate increasing over time, and we offer this program for property values starting at 75%, and property types ranging from 1 to 4 residential units, as well as condos.

The processing time for our program is also much faster than a traditional loan due to our flexibility and less strenuous approval requirements, which means you can get started much faster. You can, of course, expect a higher interest rate because of this, but don’t let that sway you; simply bring your plans for the property when meeting with us. This allows us to fully negotiate the plan to best fit your needs, as we take into account the value of the property as well as your plans for it. Essentially, the more information you provide us with, the more smoothly the approval process will go, and the more efficiently we will be able to help you.