First-Time Flipper? Here’s How to Get Funded Fast
You don’t need a portfolio of past flips to get approved for a hard money loan. At HardMoneyMan.com LLC, we fund first-time investors every day—because we know that strong deals matter more than experience.
What Lenders Actually Care About
Hard money lenders prioritize:
- Property value and ARV
- Rehab scope and budget
- Exit strategy (resale or refinance)
- Your ability to execute the plan
If the numbers work, your resume doesn’t have to.
What You’ll Need to Apply
Even as a first-time flipper, you can get approved with:
- Purchase contract
- Scope of work
- ARV comps
- ID and contact info
- LLC docs (optional)
No tax returns. No income verification. Just a solid deal and a plan.
Tips for First-Time Success
- Be conservative with ARV estimates
- Work with a licensed GC or experienced contractor
- Choose cosmetic rehabs over structural overhauls
- Use our Snap App for fast draw funding
- Lean on our team for deal review and guidance
We’re not just lenders—we’re strategic partners.
Internal Resources
Explore our Fix & Flip Loans page for full program details.
Check out our Loan Requirements Guide to see what lenders expect.
Use our Loan Tiers Infographic to find your eligibility level.
Want a deeper dive into how hard money loans work for house flipping? Check out our Hard Money Loan for House Flip guide—packed with timelines, infographics, and tips for first-time and seasoned investors.