Alternative Financing for Real Estate Investors with Bad Credit
If you’re a real estate investor with poor credit, traditional lenders may shut the door. We don’t. Our asset-based loans are approved based on property equity—not your FICO score. Whether you’ve got mortgage lates, tax complexity, or recent bankruptcy, we fund deals that make sense.
Why Asset-Based Loans Work for Poor Credit Investors
Our program is built for speed and flexibility. We skip income docs, ignore credit scores, and close fast. If your property has equity, we can structure a deal—even if you’ve been turned down elsewhere.
- No minimum credit score
- No income documentation required
- Approvals one day out of bankruptcy
- Fast closings—often in 3–5 days
Who This Program Helps
We specialize in funding real estate investors who:
- Have recent mortgage lates or credit events
- Are one day out of bankruptcy or foreclosure
- Own equity-rich properties but lack income docs
- Need fast capital from residential and commercial deals
Frequently Asked Questions
Yes. We approve based on property equity—not your credit score.
Do you fund deals one day out of bankruptcy?
Absolutely. No seasoning required.
What if I have recent mortgage lates?
We specialize in funding investors with recent credit events.
Is income documentation required?
No. We skip income docs entirely.
What property types qualify?
Residential, mixed-use, commercial, and land—nationwide.
Explore More Funding Options for Real Estate Investors
If you’re navigating credit challenges, our Asset-Based Hard Money Loans offer fast approvals based on property equity—not your FICO score. Learn how we fund deals others won’t touch.
Just one day out of bankruptcy? We’ve got you covered. Visit our Real Estate Loans After Bankruptcy page to see how investors are getting back in the game with no seasoning required.
Need funding but can’t show income? Our No Income Doc Loans are built for self-employed investors, entrepreneurs, and anyone with tax complexity.
Have recent mortgage lates? Don’t worry—we specialize in fast closings for investors with imperfect credit. Explore our Mortgage Lates Real Estate Loans program for flexible options.
Looking for a loan based purely on equity? Our Equity-Based Real Estate Loans are ideal for investors with free-and-clear properties or strong collateral positions.