Hard Money Lenders San Antonio
The leading Hard Money Lenders San Antonio lending on fix and flips, ground up construction as well as on rental properties. Click apply now and get your next deal moving forward with us.
Where To Find San Antonio Hard Money Lenders
The #1 Hard Money Lender San Antonio
Submitting your application package to Hard Money Lenders San Antonio is quick and easy.
Hard Money Loans for San Antonio Real Estate Investors
Fast funding for fix & flip, rental, construction, and commercial investment properties in San Antonio —
plus 50% LTV asset-based loans for equity-heavy deals.
Private Hard Money Lenders in San Antonio
Hard Money Man provides fast, flexible loans for real estate investors in San Antonio and across Texas.
We specialize in fix & flip, rental, ground-up construction, commercial, and asset-based lending.
Our investors close deals quickly, often in 7–10 days, without the delays of traditional financing.
Since 1998, we’ve funded thousands of investment projects, from single-family rehabs to multi-family and commercial properties.
San Antonio investors rely on us for experienced guidance and fast approvals.
San Antonio Real Estate Market
San Antonio’s property market offers a mix of affordable entry points and high-demand neighborhoods. East Side and Alamo Heights are popular for fix & flip projects, while Stone Oak, The Dominion, and Southtown attract rental investors seeking strong yields.
The city’s growing population, job growth, and rising rental demand make it ideal for short-term rehabs, long-term rentals, and multifamily acquisitions.
Investment Loan Programs in San Antonio
San Antonio Fix & Flip Loans
Short-term loans for rehab and resale projects. Perfect for San Antonio neighborhoods with high turnover and quick ROI.
- Up to 90% of purchase + 100% rehab costs
- Interest-only payments available
- Typical terms 12–18 months
- Fast closing (7–10 days)
San Antonio DSCR Rental Loans
Long-term rental financing qualifying based on property cash flow. San Antonio’s rental market supports high DSCR loan success.
- Qualify based on rental income (no W-2 required)
- 30-year fixed or interest-only options
- Great for single-family or 1–4 unit rentals
San Antonio Spec Home Construction Loans
Finance new builds or speculative homes. Ideal for high-demand San Antonio neighborhoods and growing suburbs.
- 1–4 unit residential construction
- Staged draws for faster cash flow
- Close quickly with experienced underwriting
San Antonio 5+ Unit Multifamily Loans
Financing for investors acquiring or refinancing larger apartment buildings. Ideal for San Antonio’s East Side and emerging districts.
- Based on cash flow & property value
- Flexible loan sizes
- Fast approvals to compete with cash buyers
San Antonio Asset-Based Hard Money Loans
50% LTV loans for equity-heavy deals. Perfect for investors needing flexibility and speed without heavy income documentation.
- Fast closings
- Flexible loan-to-value
- Works well for commercial and residential projects
San Antonio Commercial Hard Money Loans
Financing for commercial investors in office, retail, and mixed-use properties across San Antonio.
- 1–50+ unit properties
- Flexible terms & rates
- Quick closing process
Why Choose HardMoneyMan in San Antonio
- We’re Experienced Investors: We’ve rehabbed, sold, and rented properties ourselves, so we know what works.
- Direct Lender: No middlemen — if we approve your loan, it gets funded.
- Fast & Efficient: Preliminary approval in 24 hours, close in 7–10 days.
- Investor-Focused: We structure loans to maximize your profit, not ours.
- San Antonio Expertise: Our team knows local neighborhoods, market trends, and investment opportunities.
Example: A client in East Side rehabbed a 3-bedroom home for $50,000 and sold it for a $120,000 profit within 6 months, using our fix & flip loan program.
Ready to Fund Your San Antonio Investment Property?
We fund fix & flip, rental, construction, and commercial real estate deals across all San Antonio neighborhoods —
plus 50% LTV asset-based loans for equity-heavy properties.
San Antonio Hard Money FAQ
How fast can a hard money loan close in San Antonio?
Most San Antonio hard money loans close in 7–10 days once property details and title work are completed.
What neighborhoods are best for fix & flip?
East Side, Alamo Heights, and Southtown are prime neighborhoods for fix & flip projects in San Antonio.
Are DSCR loans available in San Antonio?
Yes. DSCR rental loans are available for 1–4 unit properties based on cash flow, not personal income.
Do I need income verification?
No. Asset-based and most other programs focus on property value, equity, and deal structure rather than tax returns or W-2s.
What types of properties qualify?
Eligible properties include single-family homes, 1–4 unit residential properties, 5+ unit multifamily, mixed-use, and select commercial properties in San Antonio.