Hard Money Lenders Dallas Texas
The go to Hard Money Lenders Dallas, HardMoneyman.com offers fix and flip rehab loans, ground up spec construction loans as well as rental property loans to real estate investors. Click apply now below to get started.
Where To Find Dallas TX Hard Money Lenders
The Leader in Hard Money Loans Dallas
Submitting your application package to Hard Money Lenders Dallas is quick and easy.
Dallas Hard Money Loans for Real Estate Investors
Fast funding for fix & flip, rental, construction, and commercial investment properties across Dallas–Fort Worth —
plus 50% LTV asset-based loans for equity-heavy deals.
Hard Money Loans for Dallas Real Estate Investors
Dallas is one of the most active real estate investment markets in Texas, driven by population
growth, strong rental demand, and consistent deal flow. We provide fast, investor-focused
hard money loans for acquisitions, rehabs, new construction, and refinances across Dallas
and surrounding submarkets.
Our lending approach is designed for speed and certainty — direct funding, streamlined
underwriting, and decisions made by real lenders, not sales reps.
Dallas Real Estate Investment Loan Programs
We offer flexible hard money and investment loan programs for experienced and
first-time investors in Dallas. Each program is designed for speed, certainty,
and real-world deal execution.
Dallas Fix & Flip Loans
Short-term financing for investors purchasing and renovating residential
properties in Dallas. Ideal for competitive acquisitions that require
fast closings and flexible rehab funding.
- Up to 90% of purchase price
- Up to 100% of rehab costs
- Interest-only payments
- 6–18 month terms
Dallas DSCR Rental Loans
Long-term rental financing based on property cash flow rather than
personal income. Popular for investors building or refinancing
rental portfolios in Dallas.
- No income or employment verification
- 1–4 unit rental properties
- 30-year fixed and interest-only options
Dallas Construction Loans
Financing for ground-up and speculative construction projects.
Designed for builders developing 1–4 unit residential properties
throughout Dallas.
- Interest-only during construction
- Structured draw schedules
- Fast approvals for experienced builders
Dallas Multifamily Loans
Bridge and rental financing for apartment buildings and 5+ unit
residential properties in Dallas. Underwritten primarily
on cash flow and asset performance.
- 5+ unit properties
- Flexible loan sizes
- Short-term and stabilized options
Dallas Commercial Hard Money Loans
Long term commercial financing for office, retail, mixed-use,
and industrial properties. Built for investors and operators
needing speed and flexibility in Dallas.
- Office, retail, mixed-use, industrial
- Bridge and transitional loans
- Fast closings
Dallas Asset-Based Hard Money Loans
Equity-focused loans secured by real estate value rather than
income documentation. Best suited for complex or non-traditional
investment scenarios in Dallas.
- Approval based on collateral value
- Minimal documentation
- Flexible structures
Dallas Real Estate Investment Market
Dallas continues to attract investors due to job growth, landlord-friendly regulations,
and diverse property types. From urban rehabs to suburban rental portfolios, the Dallas
market supports a wide range of investment strategies.
Investors use hard money loans in Dallas to move quickly on opportunities,
shorten holding timelines, and transition properties into long-term financing.
Frequently Asked Questions About Hard Money Loans in Dallas
What do hard money lenders in Dallas do?
Hard money lenders in Dallas provide asset-based real estate financing to investors purchasing, renovating, building, or refinancing investment properties. These loans are based primarily on property value and deal structure rather than personal income.
What types of properties can be financed with hard money loans in Dallas?
Hard money loans in Dallas can be used to finance single-family homes, 1–4 unit residential properties, 5+ unit multifamily buildings, commercial properties, and ground-up construction projects intended for investment purposes.
How fast can hard money loans close in Dallas?
Most hard money loans in Dallas can close in as little as 7 to 10 days, depending on property type, valuation, and borrower experience.
Are hard money loans in Dallas based on income or credit?
Hard money loans in Dallas are primarily based on the property and exit strategy. Income documentation and credit scores are considered but are not the primary approval factors.
Can hard money lenders in Dallas finance fix and flip projects?
Yes. Fix and flip loans are one of the most common hard money loan programs in Dallas and are designed for investors purchasing properties that require renovation before resale.
Are hard money loans in Dallas available for rental properties?
Yes. Investors can use hard money loans for short-term rental acquisitions or transition into long-term rental financing such as DSCR loans after stabilization.
When is a hard money loan not a good fit in Dallas?
Hard money loans are not intended for owner-occupied primary residences or long-term financing without a defined exit strategy.
Ready to Fund Your Dallas Investment Property?
We fund fix & flip, rental, construction, and commercial real estate deals throughout Dallas–Fort Worth.
For equity-heavy properties, 50% LTV asset-based financing is available.