Hard Money Lenders Tennessee – Fast DSCR, Fix & Flip, Asset-Based & Spec Construction Loans
We fund residential and commercial loans across Tennessee, including Nashville, Memphis, Knoxville, Chattanooga, and surrounding areas. Close deals quickly with nationwide hard money financing for investors, landlords, and builders.
- ✅ DSCR Loans – 1–4 unit residential rentals
- ✅ Fix & Flip Loans – Up to 90% purchase + 100% rehab
- ✅ Spec Home Construction – Ground-up residential builds
- ✅ Asset-Based Loans – Residential & commercial properties
- ✅ Commercial Hard Money – Office, retail, warehouse, mixed-use
- ✅ Close in as Little as 7–20 Days
With decades of experience, transparent terms, and a dedicated in-house team managing underwriting, closing, and draws, Tennessee investors can trust HardMoneyMan.com LLC to provide speed, certainty, and capital when it matters most.
Why Investors Choose HardMoneyMan.com LLC in Tennessee
- ✅ Deep knowledge of Tennessee real estate markets including Nashville, Memphis, and Knoxville.
- ✅ Fast, direct lender approvals with no unnecessary delays.
- ✅ Transparent, flexible loan terms tailored to your deal.
- ✅ Asset-based financing up to 50% LTV available for qualifying investors.
- ✅ Experienced in scaling investor portfolios across multiple Tennessee markets.
- ✅ Dedicated in-house team managing underwriting, closing, and draws.
Tennessee Hard Money Loan Case Studies & Areas We Lend
- Fix & Flip – Nashville, TN: Funded acquisition and renovation of a single-family property in East Nashville. Loan covered 90% of purchase and 100% of rehab. Closed in 8 days.
- DSCR Rental Refinance – Memphis, TN: Refinanced a stabilized rental portfolio using DSCR-based underwriting with no income documentation required.
- Asset-Based Loan – Knoxville, TN: Provided a $1.2M asset-based loan at 50% LTV on a free-and-clear mixed-use property. No credit score minimums.
We fund real estate projects across Tennessee including Nashville, Memphis, Chattanooga, Knoxville, and surrounding cities statewide. Investors expanding beyond Tennessee can explore our programs in Texas, Mississippi, Arkansas, and Missouri.
Frequently Asked Questions About Hard Money Loans in Tennessee
How do hard money loans work in Tennessee?
Hard money loans in Tennessee are short-term loans secured by real estate. Approval focuses on property value and exit strategy rather than borrower income.
How fast can hard money loans close in Tennessee?
Most Tennessee hard money loans close in 7–10 days once due diligence is completed.
Do hard money lenders in Tennessee require good credit?
No. Credit is reviewed, but decisions are driven by the asset and deal structure.
What properties qualify for hard money loans in Tennessee?
Eligible properties include single-family homes, 1–4 unit residential, multifamily, mixed-use, and select commercial assets.
Are hard money loans legal in Tennessee?
Yes. Hard money lending is legal and widely used by real estate investors throughout Tennessee.
Our Tennessee hard money lending programs serve real estate investors throughout the state, including Memphis, Nashville, Chattanooga, Knoxville, and all other cities in Tennessee. Investors looking to expand their projects beyond Tennessee can explore our lending programs in Texas, Mississippi, Arkansas, and Missouri.