Hard Money Lenders Oklahoma
Fast, reliable financing for Oklahoma real estate investors. Our loans are designed for fix & flips, rental properties, multi-family, and construction projects — approved based on property equity and project experience.
Close quickly and scale your portfolio statewide, including Oklahoma City, Tulsa, Norman, Broken Arrow, Edmond, Moore, Lawton, Midwest City, Enid, and Stillwater.
HardMoneyMan.com LLC is one of the leading Hard Money Lenders Oklahoma investors trust for fast and reliable real estate financing. Whether you’re purchasing a fix and flip property, acquiring a rental, or developing new construction, our programs are designed to move quickly so you never miss an opportunity. Approvals are based on property value, equity, and project experience, not just personal credit, giving Oklahoma investors a competitive edge in the market.
With statewide coverage — including Oklahoma City, Tulsa, Norman, Broken Arrow, Edmond, Moore, Lawton, Midwest City, Enid, and Stillwater — we provide flexible loans for a wide range of projects. Our in-house team handles underwriting, processing, closing, and draw management to ensure a seamless experience from start to finish. From short-term fix and flip loans to long-term DSCR rental financing and asset-based programs, our lending solutions are tailored to help investors scale their portfolios efficiently.
Oklahoma’s real estate market offers strong opportunities for growth, and partnering with HardMoneyMan.com LLC ensures you have the capital and expertise to act quickly. Discover why savvy investors across the state choose us as their trusted Hard Money Lenders Oklahoma and gain the funding you need to succeed.
Oklahoma Investment Loan Programs
Oklahoma Fix & Flip Loans
Short-term financing for investors flipping residential properties in Oklahoma. Close in 7–14 days.
- Up to 90% Purchase
- 100% Renovation Funding
- Approvals Based on Credit & Flip Experience
Oklahoma Spec Home Construction Loans
Finance ground-up residential builds with fast approvals and flexible draw schedules.
- 1–4 Unit Residential Projects
- Up to 85% Loan-to-Cost
- Interest-Only During Build
Oklahoma 30-Year DSCR Rental Loans
Long-term rental loans qualifying by cash flow rather than personal income.
- 660+ Credit Score
- 1–4 Unit Properties
- Close in as little as 14 Days
Oklahoma Asset-Based Hard Money Loans
Loans secured by property assets for residential and commercial investors needing fast, flexible financing.
- 1–4 Unit Residential
- 5+ Unit Residential
- Commercial: Retail, Office, Warehouse, Mixed-Use
- 50% Loan-to-Value Maximum
- Close in as little as 2 Weeks
- No Rural Properties
Oklahoma Commercial Hard Money Loans
Financing for commercial real estate investors across Oklahoma, offering fast funding and competitive terms.
- 1–50+ Unit Properties
- Flexible Terms & Rates
- Quick Closing Process
Hard Money Lending Across Oklahoma
We fund investment properties statewide including Oklahoma City, Tulsa, Norman, Broken Arrow, Edmond, Moore, Lawton, Midwest City, Enid, Stillwater, and surrounding communities.
Oklahoma remains one of the most affordable real estate markets in the country, creating strong opportunities for fix and flip projects, rental portfolio growth, and value-add multifamily investments.
Oklahoma Hard Money Loan FAQs
How fast can I close a hard money loan in Oklahoma?
Most Oklahoma hard money loans close within 7–15 days depending on property type and documentation readiness.
Do you require income verification?
No income documentation is required for DSCR rental programs. Qualification is based on property cash flow performance.
Is there a minimum credit score?
Credit requirements vary by program. Our 50% LTV asset-based program has no credit minimum.
Do you lend to LLCs in Oklahoma?
Yes. All loans can close in an LLC or business entity.
What types of properties do you finance?
We finance single-family homes, 2–4 unit properties, 5+ unit multifamily buildings, mixed-use properties, and new construction projects throughout Oklahoma.