Hard Money Lenders Mississippi

As one of the premier hard money lenders in Mississippi, HardMoneyMan.com offers hard money loans in MS with fair terms and a fast process. Click the button to get started by sending a few quick pieces of info.

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Where To Find Mississippi Hard Money Lenders

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The Leader in Hard Money Loans in Mississippi

Submitting your application package is quick and easy.

 Hard Money Lenders Mississippi

HardMoneyMan.com LLC is one of the longest-standing hard money lenders Mississippi, funding real estate investors since 1998 with over 3,000+ MS loans closed. We lend our own capital, close fast, and specialize in fix & flip, rental (DSCR), new construction, asset based loans and commercial loans statewide.

Close in 7–10 days. Same-day pre-approval. No income docs. No credit score minimums.

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Why Mississippi Investors Choose HardMoneyMan.com

Mississippi offers strong investment opportunities — from affordable entry prices to high rental demand — but you need a lender who understands the local market and closes fast.

What Makes Us Different

  • We lend our own money — no brokers or middlemen.
  • Fast approvals — preliminary approval in 24 hours.
  • True asset-based lending — deals qualify on equity & DSCR.
  • Local experience — 26+ years lending in Mississippi.
  • Investor-friendly terms designed for rehabbers and landlords.
  • Statewide coverage — we lend in every Mississippi market.

We Lend in:

Jackson, Gulfport, South Haven, Hattiesburg, Biloxi, Meridian, Tupelo, Olive Branch, Greenville, Horn Lake and all cities in Mississsippi

Looking for no credit check hard money in Jackson MS? Click here to learn how we fund equity-driven deals with no income docs or credit score requirements.

Mississippi Fix & Flip Loans

Perfect for distressed properties needing renovation.

  • Up to 90% purchase
  • Up to 100% rehab
  • 12–18 month terms
  • No income verification
  • Fast draw schedule
  • Ideal for BRRRR or resale

Mississippi DSCR Rental Loans (30-Year)

Long-term financing for rental properties with no income documentation required.

  • 30-year fixed rates
  • DSCR as low as 1.05
  • Cash-out or rate-term refinance
  • Close in 2 weeks
  • Perfect for BRRRR exits

Mississippi New Construction Loans

Financing for ground-up residential projects.

  • 1–4 unit builds
  • Up to 85% LTC
  • Fast draw schedule
  • Ideal for infill development

Mississippi Commercial Property Loans

Financing for stabilized commercial real estate.

  • Multifamily
  • Mixed-use
  • Retail & office
  • Self Storage

Where We Lend in Mississippi

We lend statewide, including:

  • Jackson
  • Gulfport
  • Southaven
  • Hattiesburg
  • Biloxi
  • Meridian
  • Tupelo
  • Olive Branch
  • Greenville
  • Horn Lake

If the deal makes sense, we fund it anywhere in Mississippi.

Mississippi Real Estate Investor Advantages

Affordable Entry Prices

Mississippi offers some of the lowest acquisition costs in the Southeast — ideal for flips and BRRRR deals.

Strong Rental Demand

Growing demand for single-family rentals in Jackson, Gulfport, and college towns.

High Cash-on-Cash Potential

Low purchase prices and strong rents create excellent DSCR performance.

Fast Appreciation Pockets

Areas around Gulfport, Olive Branch, and DeSoto County continue to grow.

Why Investors Trust HardMoneyMan.com

We’ve been lending in Mississippi since 1998, and we’ve rehabbed properties ourselves. That means:

  • We understand construction timelines
  • We know what makes a deal profitable
  • We avoid the pitfalls that slow down other lenders
  • We approve deals quickly because we know what works

When we approve your loan, it gets funded.

Get Pre-Approved for a Mississippi Hard Money Loan

Whether you’re flipping, refinancing, or building, we can structure a loan that fits your investment strategy.

Phone: 516-526-8445
Apply Online: Fast, simple application
Approval: Same-day available

Apply Now

Mississippi Fix and Flip Loans

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Mississippi Ground up construction loans 

30 Year DSCR Rental Loans in Mississippi

Mississippi 5+ unit apartment building lender

Promotional graphic with bold red and black text reading "ASSET BASED LOANS – NO CREDIT REQUIREMENTS," highlighting alternative financing options for real estate investors based on property value rather than credit history.

Asset Based Loans in Mississippi

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Commercial Hard Money Loans in Mississippi

Our Mississippi hard money loans cover Jackson, Gulfport, Biloxi, and Hattiesburg. Investors in surrounding states can also take advantage of our lending programs in Texas, Tennessee, Arkansas, and Missouri.

Get Approved For A Hard Money Loan in MS

Simple and Fast Application Process