Expert Hard Money Lenders in Michigan
As one of the go-to hard money lenders in Michigan, HardMoneyMan.com offers hard money loans in MI with fair terms and a fast process. Click the button to get started by sending a few quick pieces of info.
What Is a Hard Money Loan in Michigan?
A hard money loan in Michigan is a short-term loan used by real estate investors to purchase, renovate, or refinance properties. Approval is based on property value if your looking for asset based loans, or based on credit and experience for some projects like rehabs, ground up construction and DSCR loans. These loans are ideal for fix & flip projects, rental properties, new construction, and commercial deals.
Loan Programs in Michigan
We offer direct funding for:
Fix and Flip Loans Finance up to 90% of purchase and 100% of rehab costs. Fast closings and flexible terms.
Rental Loans (DSCR) Long-term financing based on property cash flow. No income verification required.
New Construction Loans Ground-up funding for builders and developers. Fast draw schedules and scalable capital.
Commercial Property Loans Funding for office, retail, mixed-use, and multi-family properties.
Asset-Based Lending Approval based on equity and exit strategy. Ideal for credit-challenged or self-employed investors.
Top Cities We Lend In
We actively fund deals in:
Detroit
Grand Rapids
Ann Arbor
Lansing
Warren
Sterling Heights
Dearborn
Livonia
Troy
Case Study: Detroit Fix & Flip
Investor: Tasha R.
Loan: $250K at 12%
Timeline: 9 weeks
ARV: $275K
ROI: 14.8%
“HardMoneyMan.com LLC funded my Detroit flip in 8 days. No income docs, no delays—just results.” — Tasha R.
Michigan Hard Money Lenders – Why Choose Us?
We're in the Business
We’ve rehabbed, sold and rented investment properties ourselves. We know what to look for so you can be confident that your project will result in profit.
We're a Direct Lender
We loan the money. We don’t find the money form someone else. This means you can rest easy knowing that if we approve your loan, it’s going to get funded. No surprises.
We're Fast and Efficient
We can give you preliminary approval in as little as 24 hours and have your loan closed and paid out in less than 7-10 days.We’re one of the most efficient hard money lenders in Michigan.
We're Investor Focused
We consider you our partner and we want you to make money. We make it a point to look at our loans from all angles to make sure you’re going to get a fair return.