DSCR Loans Indiana
1–4 unit residential properties, $1M max loan amount, close in 14 days.
DSCR Loans in Indiana
DSCR Loans in Indiana allow investors to qualify based on property cash flow rather than personal income.
- No income documentation requirements
- Competitive fixed and adjustable rates
- Streamlined approvals for investors
Airbnb Loans in Indiana
Indiana’s growing short‑term rental market makes DSCR loans ideal for Airbnb hosts.
- Financing tailored to nightly rental income
- Flexible terms for single‑family or multi‑unit properties
- Quick closings to capture market opportunities
Loan Program Comparison
| Program Type | Qualification Basis | Docs Required | Closing Speed | Best For |
|---|---|---|---|---|
| DSCR Loans Indiana | Property cash flow | No income docs | Fast | Rental investors |
| Conventional Loans | Personal income | Full income docs | Moderate | Owner‑occupants |
| Hard Money Loans | Asset value | Minimal | Fast | Flippers |
Indiana DSCR Loan FAQs
What is a DSCR loan in Indiana?
A loan based on property cash flow, not borrower income.
Can I use DSCR loans for Airbnb properties?
Yes, they’re designed for short‑term rental income.
Do DSCR loans require tax returns?
No, qualification is based on rental income.
What credit score is needed?
Typically mid‑600s or higher.
Are DSCR loans available statewide?
Yes, including Indianapolis, Fort Wayne, and smaller markets.
Can I finance multi‑unit properties?
Yes, up to 4 units is common.
How fast can DSCR loans close?
Often within 2–3 weeks.
Do DSCR loans work for new investors?
Yes, as long as the property cash flow meets lender requirements.
Ready to Get Funded?
Submit your deal for approval now and get a fast response from our lending team.