The leading Colorado Hard Money Lenders since 1998 for Real Estate Investors
As one of the go-to hard money lenders in Colorado, HardMoneyMan.com offers hard money loans in CO with fair terms and a fast process. Click the button to get started by sending a few quick pieces of info.
Hard Money Lenders in Colorado | Investor-Focused Funding That Moves Fast
Why Colorado Is a Strategic Play for Real Estate Investors
Colorado’s real estate market is a blend of high-growth metros, stable rental demand, and strong appreciation potential. From Denver’s urban infill projects to Fort Collins’ college-town rentals and Colorado Springs’ new construction boom, investors are finding profitable deals across the state.
At HardMoneyMan.com LLC, we provide fast, flexible funding for:
- Fix & flip projects
- Rental property acquisitions
- Ground-up construction
- Multifamily and mixed-use investments
We’ve funded over 26,000 deals nationwide and bring deep experience to every Colorado transaction.
We Lend in:
Denver, Colorado Springs, Aurora, Fort Collins, Lakewood, Thornton, Arvada, Pueblo, Westminster, Centennial and most of Colorado
What Makes Our Colorado Loans Different
- Direct lending—no brokers or middlemen
- Close in 7–14 days (Except commercial hard money)
- No income verification required
- Same-day rehab draws via Snap App
- Investor-first underwriting
We’re not just lenders—we’re investors ourselves. That means we understand timelines, budgets, and exit strategies. Whether you’re scaling your portfolio or tackling your first flip, we structure deals that support your goals.

Colorado Loan Programs Tailored for Investors
Fix & Flip Loans
- Up to 90% of purchase
- 100% of rehab
- Interest-only payments
- Close in 7–10 days
Whether you’re flipping a bungalow in Boulder or a duplex in Pueblo, we fund fast and draw fast.
Construction Loans
- Ground-up financing
- Lot equity accepted
- Same-day draws
- No income docs
Perfect for builders targeting infill lots or new subdivisions in high-growth areas.
DSCR Rental Loans
- 30-year fixed rates
- No income verification
- Ideal for BRRRR strategy
- Refinance short-term loans
Build long-term wealth with cash-flowing rentals in Colorado’s stable markets.
Multifamily Bridge Loans
- 5+ unit properties
- Stabilized properties only with 80%+ occupancy
- Flexible terms
- Fast underwriting
From small apartment buildings to mixed-use rehabs, we fund them!

Where We Lend in Colorado
We fund deals statewide, including:
- Denver
- Colorado Springs
- Fort Collins
- Boulder
- Pueblo
- Grand Junction
- Castle Rock
- Greeley
- Loveland
- Aurora
Whether you’re in a metro or mountain town, we’re ready to move fast.
Colorado Case Studies
Denver Flip
- Purchase: $290K
- Rehab: $85K
- ARV: $495K
- Funded: 90% purchase, 100% rehab
- Closed in 8 days
Colorado Springs Build
- Lot equity used
- Ground-up construction
- Same-day draws
- Sold for $610K
Fort Collins Rental
- Refi of short-term loan
- 30-year DSCR
- No income docs
- Triplex cash-flowing
What Colorado Investors Say
“HardMoneyMan.com funded my flip in Denver in under 10 days. No nonsense, just results.” — Jason M., Denver
“I’ve built two homes in Colorado Springs with their help. Fast draws, great terms.” — Tanya R., Springs
“They made my first rental deal in Fort Collins easy. No income docs, no delays.” — Luis G., Fort Collins
How to Get Funded
- Submit Your Deal Include purchase price, rehab budget, and ARV.
- Get a Quote Transparent terms in 24 hours.
- Appraisal & Underwriting Based on property—not your credit score.
Close in 7–14 Days Rehab draws available same-day via Snap App.