The leading Colorado Hard Money Lenders since 1998 for Real Estate Investors 

As one of the go-to hard money lenders in Colorado, HardMoneyMan.com offers hard money loans in CO with fair terms and a fast process. Click the button to get started by sending a few quick pieces of info.

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Where To Find Colorado Hard Money Lenders

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The Leader in Hard Money Loans in Colorado

Submitting your application package is quick and easy.

American Association of private lenders member

Hard Money Lenders in Colorado | Investor-Focused Funding That Moves Fast

 Why Colorado Is a Strategic Play for Real Estate Investors

Colorado’s real estate market is a blend of high-growth metros, stable rental demand, and strong appreciation potential. From Denver’s urban infill projects to Fort Collins’ college-town rentals and Colorado Springs’ new construction boom, investors are finding profitable deals across the state.

At HardMoneyMan.com LLC, we provide fast, flexible funding for:

  •  Fix & flip projects
  •  Rental property acquisitions
  •  Ground-up construction
  •  Multifamily and mixed-use investments

We’ve funded over 26,000 deals nationwide and bring deep experience to every Colorado transaction.

Ken is the founder of HardMoneyMan.com LLC and a seasoned real estate investor with over two decades of experience in private lending, fix-and-flip financing, and rental portfolio strategy. Since 1998, he’s helped fund more than 26,000 deals nationwide, specializing in fast, flexible hard money loans tailored to the needs of investors.

We Lend in:

Denver, Colorado Springs, Aurora, Fort Collins, Lakewood, Thornton, Arvada, Pueblo, Westminster, Centennial and most of Colorado

What Makes Our Colorado Loans Different

  •  Direct lending—no brokers or middlemen
  •  Close in 7–14 days (Except commercial hard money)
  •  No income verification required
  •  Same-day rehab draws via Snap App
  •  Investor-first underwriting

We’re not just lenders—we’re investors ourselves. That means we understand timelines, budgets, and exit strategies. Whether you’re scaling your portfolio or tackling your first flip, we structure deals that support your goals.

Infographic highlighting Colorado’s top investment cities—Denver, Colorado Springs, Fort Collins, Pueblo, and Grand Junction—alongside key real estate metrics including median home price, price per square foot, average days on market, and projected appreciation rates. Includes icons for flipping, building, and renting.

Colorado Loan Programs Tailored for Investors

 Fix & Flip Loans

  • Up to 90% of purchase
  • 100% of rehab
  • Interest-only payments
  • Close in 7–10 days

Whether you’re flipping a bungalow in Boulder or a duplex in Pueblo, we fund fast and draw fast.

 Construction Loans

  • Ground-up financing
  • Lot equity accepted
  • Same-day draws
  • No income docs

Perfect for builders targeting infill lots or new subdivisions in high-growth areas.

 DSCR Rental Loans

  • 30-year fixed rates
  • No income verification
  • Ideal for BRRRR strategy
  • Refinance short-term loans

Build long-term wealth with cash-flowing rentals in Colorado’s stable markets.

 Multifamily Bridge Loans

  • 5+ unit properties
  • Stabilized properties only with 80%+ occupancy
  • Flexible terms
  • Fast underwriting

From small apartment buildings to mixed-use rehabs, we fund them! 

Infographic comparing hard money loans and traditional bank loans for Colorado real estate investors. Features side-by-side breakdown of approval time, income verification, credit score requirements, rehab draw speed, flexibility, and ideal use cases. Includes icons for speed, income docs, credit score, and investor-friendly lending.

Colorado Fix and Flip Loans

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Colorado Construction Loans

Colorado Rental Loans

Colorado Multi Family Loans

Where We Lend in Colorado

We fund deals statewide, including:

  • Denver
  • Colorado Springs
  • Fort Collins
  • Boulder
  • Pueblo
  • Grand Junction
  • Castle Rock
  • Greeley
  • Loveland
  • Aurora

Whether you’re in a metro or mountain town, we’re ready to move fast.

Colorado Case Studies

Denver Flip

  • Purchase: $290K
  • Rehab: $85K
  • ARV: $495K
  • Funded: 90% purchase, 100% rehab
  • Closed in 8 days

Colorado Springs Build

  • Lot equity used
  • Ground-up construction
  • Same-day draws
  • Sold for $610K

Fort Collins Rental

  • Refi of short-term loan
  • 30-year DSCR
  • No income docs
  • Triplex cash-flowing

What Colorado Investors Say

“HardMoneyMan.com funded my flip in Denver in under 10 days. No nonsense, just results.” — Jason M., Denver

“I’ve built two homes in Colorado Springs with their help. Fast draws, great terms.” — Tanya R., Springs

“They made my first rental deal in Fort Collins easy. No income docs, no delays.” — Luis G., Fort Collins

How to Get Funded

  1. Submit Your Deal Include purchase price, rehab budget, and ARV.
  2. Get a Quote Transparent terms in 24 hours.
  3. Appraisal & Underwriting Based on property—not your credit score.

Close in 7–14 Days Rehab draws available same-day via Snap App.

FAQs: Colorado Hard Money Lending

Not for our asset based hard money program.
Yes. We fund new and experienced investors.
Typically 7–14 days.
Absolutely. Our 30-year DSCR loans are built for that.

Get Approved For A Hard Money Loan in CO

Simple and Fast Application Process