Asset Based Hard Money Loans in Wilkes-Barre–Scranton PA
Equity-driven hard money financing for Pennsylvania real estate investors. No income verification. No DSCR. Fast closings.
Get Pre-Approved in 30 Minutes
No income docs. No credit score minimum. Just fast, equity-based funding.
Or call us at 516-526-8445
Why Wilkes-Barre–Scranton Investors Choose Asset-Based Hard Money
From duplexes in South Wilkes-Barre to mixed-use buildings near Scranton’s downtown, this region offers strong equity opportunities. Traditional lenders often require income docs, tax returns, and high credit scores. Our asset-based hard money loans are different.
We fund based on equity, not income. Whether you’re acquiring or refinancing a property, we move fast—often closing in 2 weeks. No DSCR. No income verification. Just real estate-backed capital when you need it.
Program Highlights
- No income documentation required
- No credit score minimum
- Up to 50% of purchase price or as-is value on a refinance
- Full appraisal required
- Closings in 2 weeks (3 weeks for commercial)
- Available for SFR, multifamily, mixed-use, and commercial
Serving Wilkes-Barre, Scranton, and Luzerne County
Frequently Asked Questions
- Do you lend on mixed-use buildings in Wilkes-Barre or Scranton?
- Yes, we fund mixed-use properties throughout the Wilkes-Barre–Scranton metro area.
- Can I qualify with low credit?
- Yes. We do not require a minimum credit score for asset-based loans.
- Do you require income documentation?
- No income docs are required. We underwrite based on property equity.
- How fast can I close?
- Most deals close in 2 weeks. Commercial properties may take up to 3 weeks.
- Do you lend on multifamily properties?
- Yes. We fund 5+ unit apartment buildings, duplexes, and small multifamily assets.
- Is a full appraisal required?
- Yes. We require a full appraisal for all Wilkes-Barre–Scranton asset-based loans.
- Do you offer loans for ground-up construction?
- No. Our asset-based program does not include construction financing.
- Can I refinance a property I already own?
- Yes. We offer refinance loans up to 50% of as-is value.
Get Pre-Approved in 30 Minutes
No income docs. No credit score minimum. Just fast, equity-based funding.
Or call us at 866-461-2695