5+ Unit Apartment Building Loans in Miami
Looking to fund a 5+ unit apartment building in Miami? Our hard money program delivers fast, flexible financing for multifamily investors—no income docs, no DSCR, and closings in 2–3 weeks. Whether you’re acquiring, refinancing, or unlocking equity, we fund deals across Miami-Dade, Brickell, Wynwood, Little Havana, and beyond.
Why Miami Investors Choose Our Program
- No income documentation required
- No DSCR underwriting
- Must be 80% occupied
- Full appraisal required
- 30-year term available
- Fast closings—typically 2–3 weeks
Miami Market Snapshot – Q4 2025
- Vacancy rate: 6.0%
- Average rent: $2,434/unit
- 12-month absorption: 7,654 units
- Under construction: 73 properties, 26,328 units
- Average sale price: $7.5M or $302K/unit
- Buyer profile: 83% private investors
Miami’s multifamily market remains strong, with high investor demand and limited supply in core submarkets. Our program is built for speed—perfect for competitive acquisitions and cash-out refinances.
Related Loan Programs
Need funding after bankruptcy? Explore our Real Estate Loans After Bankruptcy.
Can’t show income? Our No Income Doc Loans are built for self-employed investors.
Looking for equity-based approvals? Check out our Equity-Based Real Estate Loans.
Frequently Asked Questions
Do you fund 5+ unit buildings in Miami?
Yes. We fund multifamily deals throughout Miami-Dade County and surrounding areas.
Is DSCR required?
No. We do not use DSCR underwriting for this program.
Do I need income documentation?
No. We skip tax returns, pay stubs, and bank statements.
How fast can I close?
Most deals close in 2–3 weeks with a full appraisal.
What term length is available?
We offer a 30-year term with interest-only or amortizing options.