5+ Unit Apartment Building Loans in Atlanta
Looking to fund a 5+ unit apartment building in Atlanta? Our hard money program delivers fast, flexible financing for multifamily investors—no income docs, no DSCR, and closings in 2–3 weeks. We fund deals across Midtown, Buckhead, Downtown, Gwinnett County, and surrounding submarkets.
Why Atlanta Investors Choose Our Program
- No income documentation required
- No DSCR underwriting
- Must be 80% occupied
- Full appraisal required
- 30-year term available
- Fast closings—typically 2–3 weeks
Atlanta Market Snapshot – Q4 2025
- Vacancy rate: 9.6% metro-wide, 88.5% in Midtown
- Average rent: $1,646/unit
- Net absorption: 6,265 units in Q2
- Under construction: 28,000 units (5.4% of inventory)
- Rent change: -2.7% YoY, but quarterly uptick of +0.6%
- Suburban strength: Gwinnett County leads absorption
Atlanta’s multifamily market is absorbing units at a strong pace, but high-end properties face pressure from new supply. Suburban areas like Gwinnett are outperforming urban cores. Our program is ideal for investors seeking fast closings and flexible underwriting in a competitive environment.
Related Loan Programs
Need funding after bankruptcy? Explore our Real Estate Loans After Bankruptcy.
Can’t show income? Our No Income Doc Loans are built for self-employed investors.
Looking for equity-based approvals? Check out our Equity-Based Real Estate Loans.
Frequently Asked Questions
Do you fund 5+ unit buildings in Atlanta?
Yes. We fund multifamily deals throughout Metro Atlanta and surrounding counties.
Is DSCR required?
No. We do not use DSCR underwriting for this program.
Do I need income documentation?
No. We skip tax returns, pay stubs, and bank statements.
How fast can I close?
Most deals close in 2–3 weeks with a full appraisal.
What term length is available?
We offer a 30-year term with interest-only or amortizing options.